TOWN AND COUNTRY Credit Union mortgage approval rate & lending review
TOWN AND COUNTRY Credit Union decided 683 mortgage applications and funded 649 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions TOWN AND COUNTRY Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
TOWN AND COUNTRY Credit Union at a glance
Approval is 14.6 points above the 80.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 368 / 372 | 100% | $265K | 368 |
| Cash-out refinance | 88% | 198 / 224 | 100% | $65K | 198 |
| Investment property purchase | 100% | 52 / 52 | 100% | $175K | 52 |
TOWN AND COUNTRY Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Dakota | 95% | $265K | 649 | 616 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about TOWN AND COUNTRY Credit Union
What is TOWN AND COUNTRY Credit Union's mortgage approval rate?
TOWN AND COUNTRY Credit Union approved 95.0% of the 683 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.6 points above the 80.5% national rate for the same mix of loan types.
How often do borrowers take the loan TOWN AND COUNTRY Credit Union offers?
Borrowers accepted 100% of the loans TOWN AND COUNTRY Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does TOWN AND COUNTRY Credit Union make?
The typical home purchase mortgage loan TOWN AND COUNTRY Credit Union made was $265K; across all loan types its typical loan ran from $65K to $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does TOWN AND COUNTRY Credit Union lend?
TOWN AND COUNTRY Credit Union decided applications in 12 of the states Fat Boy Data covers, most of them in North Dakota, Minnesota and Arizona.
Can I apply to TOWN AND COUNTRY Credit Union directly?
Yes. TOWN AND COUNTRY Credit Union is a bank or credit union with 10 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show TOWN AND COUNTRY Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how TOWN AND COUNTRY Credit Union treats applications, then get a rate quote from the lender.