CIS Financial Services, Inc. mortgage approval rate & lending review
CIS Financial Services, Inc. decided 788 mortgage applications and funded 413 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions CIS Financial Services, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
CIS Financial Services, Inc. at a glance
Approval is 34.9 points below the 87.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 51% | 386 / 759 | 100% | $125K | 386 |
CIS Financial Services, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 72% | $125K | 169 | 121 |
| Alabama | 63% | $125K | 156 | 99 |
| Louisiana | 28% | $105K | 121 | 34 |
| Texas | 32% | $135K | 114 | 36 |
| Florida | 62% | $85K | 60 | 37 |
| Mississippi | 76% | $95K | 33 | 25 |
| Arkansas | 56% | $95K | 27 | 15 |
| Tennessee | 42% | $235K | 24 | 10 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where CIS Financial Services, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Tuscaloosa County, AL | Mortgage lenders | 73% | 33 | 24 |
| Morgan County, AL | Mortgage lenders | 75% | 20 | 15 |
| Tangipahoa Parish, LA | Mortgage lenders | 20% | 30 | 6 |
The county markets where CIS Financial Services, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about CIS Financial Services, Inc.
What is CIS Financial Services, Inc.'s mortgage approval rate?
CIS Financial Services, Inc. approved 52.4% of the 788 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 34.9 points below the 87.3% national rate for the same mix of loan types.
How often do borrowers take the loan CIS Financial Services, Inc. offers?
Borrowers accepted 100% of the loans CIS Financial Services, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does CIS Financial Services, Inc. make?
The typical home purchase mortgage loan CIS Financial Services, Inc. made was $125K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does CIS Financial Services, Inc. lend?
CIS Financial Services, Inc. decided applications in 21 of the states Fat Boy Data covers, most of them in California, Alabama and Louisiana.
Can I apply to CIS Financial Services, Inc. directly?
Yes. CIS Financial Services, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show CIS Financial Services, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how CIS Financial Services, Inc. treats applications, then get a rate quote from the lender.