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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Morgan County, Alabama

Fat Boy Data analyzed home purchase mortgage activity in Morgan County, Alabama, home to Decatur, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,915 applications were decided by 254 lenders between 2023 and 2025.

Morgan County at a glance

254Active lenders60 with 20+ decisions
82.4%Market approval rate4,048 of 4,915 decided
$225KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,865 loans funded

How Morgan County compares

Approval rate compared
Morgan County82.4%Alabama84.2%All 616 counties87.6%
Typical loan compared
Morgan County$225KAlabama$265KAll 616 counties$335K

What the data shows

Redstone Federal Credit Union made the most home purchase mortgages in Morgan County, AL, 212 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 39.

The typical home purchase mortgage here is $225K, 15% smaller than the Alabama typical of $265K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 32% approved of 42221St Mortgage Corporation: 45% approved of 209One lender: 61% approved of 123One lender: 62% approved of 50One lender: 67% approved of 30One lender: 72% approved of 97One lender: 73% approved of 44One lender: 73% approved of 26One lender: 73% approved of 30One lender: 75% approved of 36One lender: 75% approved of 24One lender: 75% approved of 20One lender: 77% approved of 30One lender: 77% approved of 35One lender: 77% approved of 22One lender: 77% approved of 31One lender: 82% approved of 28One lender: 83% approved of 23One lender: 83% approved of 35One lender: 85% approved of 79One lender: 86% approved of 69One lender: 86% approved of 35One lender: 86% approved of 28Rocket Mortgage, LLC: 87% approved of 188One lender: 89% approved of 36One lender: 89% approved of 36One lender: 90% approved of 86One lender: 90% approved of 77One lender: 90% approved of 20One lender: 90% approved of 31One lender: 91% approved of 102United Wholesale Mortgage, LLC: 92% approved of 195One lender: 93% approved of 144Redstone Federal Credit Union: 93% approved of 240One lender: 94% approved of 124One lender: 94% approved of 160One lender: 94% approved of 32One lender: 94% approved of 36One lender: 95% approved of 22One lender: 96% approved of 46One lender: 96% approved of 24One lender: 96% approved of 28One lender: 96% approved of 113One lender: 97% approved of 29One lender: 97% approved of 34One lender: 97% approved of 37One lender: 97% approved of 186One lender: 97% approved of 39One lender: 98% approved of 45One lender: 98% approved of 51One lender: 99% approved of 139One lender: 99% approved of 135One lender: 100% approved of 39One lender: 100% approved of 34One lender: 100% approved of 29One lender: 100% approved of 29One lender: 100% approved of 28One lender: 100% approved of 27One lender: 100% approved of 24One lender: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Morgan County

LenderApprovalApprovedTaken upTypical loanLoans made
1Vanderbilt Mortgage and Finance, Inc.32%133 / 42284%$115K112
2Redstone Federal Credit Union93%224 / 24095%$195K212
321St Mortgage Corporation45%94 / 20995%$95K89
4United Wholesale Mortgage, LLCBroker only92%180 / 19599%$235K178
5Rocket Mortgage, LLC87%164 / 18899%$225K162

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 249 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Morgan County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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