Citizens Bank (Wisconsin) mortgage approval rate & lending review
Citizens Bank (Wisconsin) decided 327 mortgage applications and funded 263 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Citizens Bank (Wisconsin) reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Citizens Bank (Wisconsin) at a glance
Approval is 8.6 points above the 83.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 187 / 196 | 85% | $325K | 159 |
| Refinance | 89% | 54 / 61 | 91% | $125K | 49 |
| Investment property purchase | 91% | 29 / 32 | 97% | $275K | 28 |
Citizens Bank (Wisconsin) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 93% | $325K | 322 | 262 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Citizens Bank (Wisconsin) lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Waukesha County, WI | Mortgage lenders | 97% | 88 | 75 |
| Walworth County, WI | Mortgage lenders | 100% | 37 | 30 |
| Waukesha County, WI | Refinance | 86% | 37 | 30 |
| Racine County, WI | Mortgage lenders | 92% | 25 | 17 |
The county markets where Citizens Bank (Wisconsin) made the most loans. Each link opens that market with every lender ranked.
Questions about Citizens Bank (Wisconsin)
What is Citizens Bank (Wisconsin)'s mortgage approval rate?
Citizens Bank (Wisconsin) approved 91.7% of the 327 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.6 points above the 83.1% national rate for the same mix of loan types.
How often do borrowers take the loan Citizens Bank (Wisconsin) offers?
Borrowers accepted 88% of the loans Citizens Bank (Wisconsin) approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Citizens Bank (Wisconsin) make?
The typical home purchase mortgage loan Citizens Bank (Wisconsin) made was $325K; across all loan types its typical loan ran from $125K to $325K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Citizens Bank (Wisconsin) lend?
Citizens Bank (Wisconsin) decided applications in 6 of the states Fat Boy Data covers, most of them in Wisconsin, Alabama and Illinois.
Can I apply to Citizens Bank (Wisconsin) directly?
Yes. Citizens Bank (Wisconsin) is a bank or credit union with 1,139 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Citizens Bank (Wisconsin)'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Citizens Bank (Wisconsin) treats applications, then get a rate quote from the lender.