Lender profile · HMDA 2023–2025
Clear Mountain Bank mortgage approval rates & lending data
Clear Mountain Bank decided 494 mortgage applications and funded 444 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 338 / 354 | 97% | $315K | 328 |
| Refinance | 63% | 24 / 38 | 88% | $215K | 21 |
| Investment property purchase | 99% | 72 / 73 | 97% | $175K | 70 |
Clear Mountain Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| West Virginia | 93% | $315K | 452 | 406 |
| Pennsylvania | 89% | $195K | 28 | 25 |
| South Carolina | 100% | $315K | 6 | 5 |
| Florida | 100% | $835K | 2 | 2 |
| Kentucky | 100% | $275K | 1 | 1 |
| Maryland | 100% | $505K | 1 | 1 |
| North Carolina | 100% | $1.05M | 1 | 1 |
| Ohio | 100% | $155K | 1 | 1 |
| Texas | 100% | $645K | 1 | 1 |
| Virginia | 100% | $505K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.