City National Bank of West Virginia mortgage approval rate & lending review
City National Bank of West Virginia decided 2,683 mortgage applications and funded 1,891 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions City National Bank of West Virginia reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
City National Bank of West Virginia at a glance
Approval is 0.2 points above the 75.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 699 / 775 | 91% | $285K | 636 |
| Home improvement loans | 59% | 568 / 957 | 95% | $55K | 540 |
| Refinance | 78% | 487 / 628 | 95% | $65K | 462 |
| Investment property purchase | 94% | 181 / 192 | 94% | $185K | 171 |
| Investment refinance | 84% | 61 / 73 | 97% | $165K | 59 |
| Investment home improvement | 41% | 24 / 58 | 96% | $75K | 23 |
City National Bank of West Virginia lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| West Virginia | 74% | $65K | 2,293 | 1,592 |
| Kentucky | 82% | $185K | 265 | 203 |
| Ohio | 79% | $185K | 76 | 58 |
| Virginia | 78% | $215K | 27 | 20 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where City National Bank of West Virginia lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Kanawha County, WV | Mortgage lenders | 91% | 369 | 301 |
| Kanawha County, WV | Home improvement loans | 56% | 498 | 264 |
| Kanawha County, WV | Refinance | 77% | 348 | 254 |
| Berkeley County, WV | Home improvement loans | 63% | 377 | 228 |
| Berkeley County, WV | Mortgage lenders | 88% | 190 | 160 |
| Berkeley County, WV | Refinance | 82% | 182 | 141 |
| Monongalia County, WV | Mortgage lenders | 93% | 100 | 82 |
| Fayette County, KY | Mortgage lenders | 91% | 80 | 65 |
| Fayette County, KY | Refinance | 70% | 74 | 50 |
| Kanawha County, WV | Investment property purchase | 90% | 50 | 41 |
| Berkeley County, WV | Investment property purchase | 98% | 44 | 39 |
| Fayette County, KY | Investment property purchase | 97% | 31 | 30 |
The county markets where City National Bank of West Virginia made the most loans. Each link opens that market with every lender ranked.
Questions about City National Bank of West Virginia
What is City National Bank of West Virginia's mortgage approval rate?
City National Bank of West Virginia approved 75.3% of the 2,683 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.2 points above the 75.0% national rate for the same mix of loan types.
How often do borrowers take the loan City National Bank of West Virginia offers?
Borrowers accepted 94% of the loans City National Bank of West Virginia approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does City National Bank of West Virginia make?
The typical home improvement loan loan City National Bank of West Virginia made was $55K; across all loan types its typical loan ran from $55K to $285K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does City National Bank of West Virginia lend?
City National Bank of West Virginia decided applications in 8 of the states Fat Boy Data covers, most of them in West Virginia, Kentucky and Ohio.
Can I apply to City National Bank of West Virginia directly?
Yes. City National Bank of West Virginia is a bank or credit union with 96 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show City National Bank of West Virginia's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how City National Bank of West Virginia treats applications, then get a rate quote from the lender.