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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Monongalia County, West Virginia

Fat Boy Data analyzed home purchase mortgage activity in Monongalia County, West Virginia, home to Morgantown, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,526 applications were decided by 179 lenders between 2023 and 2025.

Monongalia County at a glance

179Active lenders31 with 20+ decisions
83.6%Market approval rate2,948 of 3,526 decided
$255KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,797 loans funded

How Monongalia County compares

Approval rate compared
Monongalia County83.6%West Virginia82.2%All 616 counties87.6%
Typical loan compared
Monongalia County$255KWest Virginia$255KAll 616 counties$335K

What the data shows

Clear Mountain Bank made the most home purchase mortgages in Monongalia County, WV, 302 of them.

Dhi Mortgage Company, Ltd. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 45.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%One lender: 29% approved of 101One lender: 31% approved of 153One lender: 32% approved of 63One lender: 58% approved of 102One lender: 62% approved of 32One lender: 70% approved of 81One lender: 73% approved of 82One lender: 77% approved of 35One lender: 81% approved of 27One lender: 83% approved of 23One lender: 83% approved of 95One lender: 84% approved of 56One lender: 85% approved of 34One lender: 86% approved of 65One lender: 87% approved of 114One lender: 88% approved of 84One lender: 89% approved of 38One lender: 91% approved of 108One lender: 91% approved of 68The Huntington National Bank: 91% approved of 253One lender: 92% approved of 76One lender: 92% approved of 91PNC Bank, National Association: 92% approved of 185One lender: 93% approved of 109One lender: 93% approved of 100One lender: 94% approved of 72Clear Mountain Bank: 96% approved of 325Intercoastal Mortgage, LLC: 96% approved of 190One lender: 97% approved of 89United Wholesale Mortgage, LLC: 97% approved of 157One lender: 100% approved of 45

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Monongalia County

LenderApprovalApprovedTaken upTypical loanLoans made
1Clear Mountain Bank96%312 / 32597%$315K302
2The Huntington National Bank91%231 / 253100%$255K230
3Intercoastal Mortgage, LLC96%183 / 19091%$245K166
4PNC Bank, National Association92%171 / 185100%$245K171
5United Wholesale Mortgage, LLCBroker only97%153 / 15799%$265K151

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 174 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Monongalia County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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