refinance lenders · HMDA 2023–2025

Refinance lenders in Monongalia County, West Virginia

Fat Boy Data analyzed mortgage refinance activity in Monongalia County, West Virginia, home to Morgantown, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 539 applications were decided by 64 lenders between 2023 and 2025.

Monongalia County at a glance

64Active lenders8 with 20+ decisions
73.3%Market approval rate395 of 539 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up373 loans funded

How Monongalia County compares

Approval rate compared
Monongalia County73.3%West Virginia76.0%All 616 counties76.5%
Typical loan compared
Monongalia County$155KWest Virginia$145KAll 616 counties$295K

What the data shows

The Huntington National Bank made the most mortgage refinances in Monongalia County, WV, 71 of them.

First Federal Savings and Loan Association of Greene Co approved the highest share of applications among lenders with at least 20 decisions here, 94% of 31.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%Clear Mountain Bank: 64% approved of 36Truist Bank: 65% approved of 62The Huntington National Bank: 68% approved of 112One lender: 75% approved of 28One lender: 76% approved of 29One lender: 80% approved of 25Rocket Mortgage, LLC: 80% approved of 41First Federal Savings and Loan Association of Greene Co: 94% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Monongalia County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank68%76 / 11293%$145K71
2Truist Bank65%40 / 6288%$105K35
3Rocket Mortgage, LLC80%33 / 4194%$305K31
4Clear Mountain Bank64%23 / 3687%$215K20
5First Federal Savings and Loan Association of Greene Co94%29 / 31100%$115K29

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 59 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Monongalia County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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