Coastal Carolina National Bank mortgage approval rate & lending review
Coastal Carolina National Bank decided 932 mortgage applications and funded 803 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Coastal Carolina National Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Coastal Carolina National Bank at a glance
Approval is 2.8 points above the 85.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 256 / 273 | 98% | $295K | 250 |
| Cash-out refinance | 62% | 25 / 40 | 96% | $255K | 24 |
| Investment property purchase | 90% | 498 / 555 | 97% | $215K | 483 |
Coastal Carolina National Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 89% | $215K | 905 | 780 |
| North Carolina | 91% | $325K | 22 | 19 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Coastal Carolina National Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Horry County, SC | Investment property purchase | 89% | 480 | 413 |
| Horry County, SC | Mortgage lenders | 92% | 156 | 140 |
| Aiken County, SC | Mortgage lenders | 100% | 74 | 73 |
| Horry County, SC | Cash-out refinance | 60% | 30 | 17 |
The county markets where Coastal Carolina National Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Coastal Carolina National Bank
What is Coastal Carolina National Bank's mortgage approval rate?
Coastal Carolina National Bank approved 88.6% of the 932 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 2.8 points above the 85.8% national rate for the same mix of loan types.
How often do borrowers take the loan Coastal Carolina National Bank offers?
Borrowers accepted 97% of the loans Coastal Carolina National Bank approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Coastal Carolina National Bank make?
The typical investment property mortgage loan Coastal Carolina National Bank made was $215K; across all loan types its typical loan ran from $215K to $295K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Coastal Carolina National Bank lend?
Coastal Carolina National Bank decided applications in 5 of the states Fat Boy Data covers, most of them in South Carolina, North Carolina and Georgia.
Can I apply to Coastal Carolina National Bank directly?
Yes. Coastal Carolina National Bank is a bank or credit union with 10 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Coastal Carolina National Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Coastal Carolina National Bank treats applications, then get a rate quote from the lender.