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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Horry County, South Carolina

Fat Boy Data analyzed cash-out refinance activity in Horry County, South Carolina, home to Myrtle Beach, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,012 applications were decided by 258 lenders between 2023 and 2025.

Horry County at a glance

258Active lenders41 with 20+ decisions
69.0%Market approval rate4,151 of 6,012 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,952 loans funded

How Horry County compares

Approval rate compared
Horry County69.0%South Carolina69.0%All 616 counties68.2%
Typical loan compared
Horry County$155KSouth Carolina$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Horry County, SC, 1,294 of them.

That is 33% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 53.

Approval rate of all 41 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 118Amerisave Mortgage Corporation: 33% approved of 450One lender: 33% approved of 60One lender: 40% approved of 53One lender: 40% approved of 193One lender: 48% approved of 71One lender: 49% approved of 101One lender: 53% approved of 162One lender: 59% approved of 64One lender: 60% approved of 30One lender: 63% approved of 57Loandepot.Com, LLC: 63% approved of 216One lender: 66% approved of 140One lender: 68% approved of 25One lender: 68% approved of 22One lender: 69% approved of 51One lender: 69% approved of 75One lender: 70% approved of 23One lender: 70% approved of 111One lender: 71% approved of 42One lender: 72% approved of 75One lender: 72% approved of 43One lender: 72% approved of 61Carolina Trust Federal Credit Union: 73% approved of 206United Wholesale Mortgage, LLC: 75% approved of 405One lender: 75% approved of 64One lender: 75% approved of 125One lender: 77% approved of 22One lender: 78% approved of 45One lender: 78% approved of 23One lender: 81% approved of 26One lender: 81% approved of 26One lender: 82% approved of 34One lender: 83% approved of 23One lender: 83% approved of 132Rocket Mortgage, LLC: 84% approved of 1,583One lender: 88% approved of 24One lender: 90% approved of 30One lender: 91% approved of 47One lender: 93% approved of 27One lender: 100% approved of 53

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Horry County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%1,328 / 1,58397%$155K1,294
2Amerisave Mortgage Corporation33%149 / 45099%$95K148
3United Wholesale Mortgage, LLCBroker only75%303 / 40596%$235K291
4Loandepot.Com, LLC63%137 / 21696%$215K131
5Carolina Trust Federal Credit Union73%150 / 206100%$75K150

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 253 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Horry County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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