Lender profile · HMDA 2023–2025
Colony Bank mortgage approval rates & lending data
Colony Bank decided 1,571 mortgage applications and funded 1,494 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 1,200 / 1,242 | 100% | $265K | 1,195 |
| Cash-out refinance | 88% | 53 / 60 | 100% | $255K | 53 |
| Refinance | 90% | 45 / 50 | 100% | $345K | 45 |
| Investment property purchase | 95% | 129 / 136 | 98% | $175K | 127 |
| Investment refinance | 98% | 61 / 62 | 93% | $95K | 57 |
Colony Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 96% | $265K | 1,331 | 1,264 |
| Florida | 98% | $325K | 111 | 109 |
| South Carolina | 92% | $275K | 77 | 71 |
| Alabama | 97% | $535K | 37 | 36 |
| Tennessee | 86% | $55K | 7 | 6 |
| North Carolina | 100% | $465K | 5 | 5 |
| Arizona | 100% | $2M | 1 | 1 |
| Ohio | 100% | $255K | 1 | 1 |
| Virginia | 100% | $345K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.