Colorado Federal Savings Bank mortgage approval rate & lending review
Colorado Federal Savings Bank decided 2,403 mortgage applications and funded 2,179 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Colorado Federal Savings Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Colorado Federal Savings Bank at a glance
Approval is 6.0 points above the 85.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 1,794 / 1,936 | 99% | $365K | 1,772 |
| Cash-out refinance | 81% | 35 / 43 | 100% | $255K | 35 |
| Refinance | 91% | 260 / 287 | 99% | $435K | 257 |
| Investment property purchase | 88% | 105 / 120 | 98% | $285K | 103 |
Colorado Federal Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 94% | $545K | 501 | 467 |
| Alabama | 94% | $295K | 418 | 390 |
| Delaware | 93% | $365K | 284 | 257 |
| New York | 86% | $505K | 215 | 182 |
| Colorado | 88% | $395K | 212 | 183 |
| Louisiana | 93% | $275K | 141 | 131 |
| Arkansas | 92% | $405K | 110 | 101 |
| New Mexico | 92% | $345K | 106 | 95 |
| Hawaii | 79% | $765K | 80 | 62 |
| Rhode Island | 96% | $395K | 80 | 77 |
| New Hampshire | 94% | $505K | 50 | 47 |
| Nebraska | 100% | $325K | 38 | 37 |
| Maine | 95% | $425K | 37 | 34 |
| Montana | 97% | $375K | 32 | 31 |
| Iowa | 93% | $315K | 28 | 26 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Colorado Federal Savings Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Madison County, AL | Mortgage lenders | 99% | 171 | 166 |
| New Castle County, DE | Mortgage lenders | 97% | 119 | 116 |
| Bristol County, MA | Mortgage lenders | 97% | 88 | 85 |
| Sussex County, DE | Mortgage lenders | 86% | 70 | 59 |
| Kent County, DE | Mortgage lenders | 88% | 60 | 48 |
| Limestone County, AL | Mortgage lenders | 100% | 39 | 39 |
| Lafayette Parish, LA | Mortgage lenders | 84% | 31 | 26 |
| Lee County, AL | Mortgage lenders | 100% | 20 | 20 |
| Tuscaloosa County, AL | Mortgage lenders | 91% | 22 | 20 |
| Hawaii County, HI | Mortgage lenders | 90% | 20 | 18 |
| Onondaga County, NY | Mortgage lenders | 86% | 21 | 18 |
The county markets where Colorado Federal Savings Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Colorado Federal Savings Bank
What is Colorado Federal Savings Bank's mortgage approval rate?
Colorado Federal Savings Bank approved 91.8% of the 2,403 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.0 points above the 85.8% national rate for the same mix of loan types.
How often do borrowers take the loan Colorado Federal Savings Bank offers?
Borrowers accepted 99% of the loans Colorado Federal Savings Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Colorado Federal Savings Bank make?
The typical home purchase mortgage loan Colorado Federal Savings Bank made was $365K; across all loan types its typical loan ran from $255K to $435K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Colorado Federal Savings Bank lend?
Colorado Federal Savings Bank decided applications in 26 of the states Fat Boy Data covers, most of them in Massachusetts, Alabama and Delaware.
Can I apply to Colorado Federal Savings Bank directly?
Yes. Colorado Federal Savings Bank is a bank or credit union with 1 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Colorado Federal Savings Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Colorado Federal Savings Bank treats applications, then get a rate quote from the lender.