Community Bank of Mississippi mortgage approval rate & lending review
Community Bank of Mississippi decided 5,588 mortgage applications and funded 4,900 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Community Bank of Mississippi reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Community Bank of Mississippi at a glance
Approval is 13.9 points above the 79.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 1,540 / 1,650 | 96% | $265K | 1,479 |
| Home improvement loans | 80% | 359 / 451 | 90% | $65K | 323 |
| Cash-out refinance | 83% | 43 / 52 | 98% | $215K | 42 |
| Refinance | 90% | 771 / 853 | 94% | $115K | 727 |
| Investment property purchase | 95% | 1,047 / 1,098 | 93% | $155K | 974 |
| Investment refinance | 97% | 1,014 / 1,045 | 94% | $105K | 957 |
| Investment home improvement | 96% | 404 / 423 | 95% | $15K | 383 |
Community Bank of Mississippi lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Mississippi | 93% | $105K | 3,593 | 3,165 |
| Alabama | 93% | $325K | 1,213 | 1,060 |
| Florida | 91% | $305K | 519 | 443 |
| Tennessee | 93% | $165K | 221 | 196 |
| Louisiana | 100% | $185K | 21 | 18 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Community Bank of Mississippi lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Rankin County, MS | Mortgage lenders | 95% | 474 | 437 |
| Hinds County, MS | Investment home improvement | 95% | 201 | 188 |
| Rankin County, MS | Refinance | 92% | 182 | 160 |
| Rankin County, MS | Investment refinance | 97% | 166 | 151 |
| Hinds County, MS | Mortgage lenders | 91% | 172 | 147 |
| Harrison County, MS | Mortgage lenders | 89% | 172 | 144 |
| Harrison County, MS | Investment refinance | 97% | 149 | 138 |
| Rankin County, MS | Investment property purchase | 97% | 152 | 136 |
| Baldwin County, AL | Investment property purchase | 97% | 143 | 130 |
| Baldwin County, AL | Mortgage lenders | 96% | 138 | 129 |
| Madison County, MS | Mortgage lenders | 95% | 133 | 122 |
| Hinds County, MS | Investment refinance | 95% | 130 | 118 |
The county markets where Community Bank of Mississippi made the most loans. Each link opens that market with every lender ranked.
Questions about Community Bank of Mississippi
What is Community Bank of Mississippi's mortgage approval rate?
Community Bank of Mississippi approved 92.9% of the 5,588 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.9 points above the 79.1% national rate for the same mix of loan types.
How often do borrowers take the loan Community Bank of Mississippi offers?
Borrowers accepted 94% of the loans Community Bank of Mississippi approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Community Bank of Mississippi make?
The typical home purchase mortgage loan Community Bank of Mississippi made was $265K; across all loan types its typical loan ran from $15K to $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Community Bank of Mississippi lend?
Community Bank of Mississippi decided applications in 11 of the states Fat Boy Data covers, most of them in Mississippi, Alabama and Florida.
Can I apply to Community Bank of Mississippi directly?
Yes. Community Bank of Mississippi is a bank or credit union with 56 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Community Bank of Mississippi's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Community Bank of Mississippi treats applications, then get a rate quote from the lender.