Lender profile · HMDA 2023–2025
American Mortgage Bank, Inc. mortgage approval rates & lending data
American Mortgage Bank, Inc. decided 2,568 mortgage applications and funded 2,278 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 2,161 / 2,299 | 95% | $225K | 2,063 |
| Cash-out refinance | 85% | 68 / 80 | 91% | $205K | 62 |
| Refinance | 86% | 50 / 58 | 88% | $285K | 44 |
| Investment property purchase | 95% | 95 / 100 | 91% | $105K | 86 |
| Investment cash-out refinance | 88% | 22 / 25 | 91% | $105K | 20 |
American Mortgage Bank, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Mississippi | 96% | $225K | 773 | 722 |
| Oklahoma | 91% | $205K | 515 | 438 |
| Texas | 95% | $275K | 452 | 412 |
| Kansas | 94% | $205K | 320 | 289 |
| Missouri | 85% | $215K | 179 | 143 |
| Arkansas | 89% | $265K | 104 | 79 |
| Indiana | 94% | $155K | 90 | 72 |
| Florida | 98% | $315K | 52 | 50 |
| Alabama | 95% | $265K | 20 | 17 |
| Georgia | 100% | $305K | 12 | 12 |
| Washington | 100% | $545K | 9 | 9 |
| North Carolina | 100% | $75K | 6 | 4 |
| Pennsylvania | 83% | $255K | 6 | 5 |
| Virginia | 80% | $245K | 5 | 4 |
| Ohio | 100% | $85K | 4 | 4 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.