American Mortgage Bank, Inc. mortgage approval rate & lending review
American Mortgage Bank, Inc. decided 2,568 mortgage applications and funded 2,278 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions American Mortgage Bank, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
American Mortgage Bank, Inc. at a glance
Approval is 6.8 points above the 86.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 2,161 / 2,299 | 95% | $225K | 2,063 |
| Cash-out refinance | 85% | 68 / 80 | 91% | $205K | 62 |
| Refinance | 86% | 50 / 58 | 88% | $285K | 44 |
| Investment property purchase | 95% | 95 / 100 | 91% | $105K | 86 |
| Investment cash-out refinance | 88% | 22 / 25 | 91% | $105K | 20 |
American Mortgage Bank, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Mississippi | 96% | $225K | 773 | 722 |
| Oklahoma | 91% | $205K | 515 | 438 |
| Texas | 95% | $275K | 452 | 412 |
| Kansas | 94% | $205K | 320 | 289 |
| Missouri | 85% | $215K | 179 | 143 |
| Arkansas | 89% | $265K | 104 | 79 |
| Indiana | 94% | $155K | 90 | 72 |
| Florida | 98% | $315K | 52 | 50 |
| Alabama | 95% | $265K | 20 | 17 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where American Mortgage Bank, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Rankin County, MS | Mortgage lenders | 97% | 284 | 272 |
| Hinds County, MS | Mortgage lenders | 94% | 291 | 266 |
| Oklahoma County, OK | Mortgage lenders | 88% | 210 | 177 |
| Sedgwick County, KS | Mortgage lenders | 98% | 167 | 154 |
| Madison County, MS | Mortgage lenders | 97% | 148 | 141 |
| Tulsa County, OK | Mortgage lenders | 98% | 92 | 83 |
| Jefferson County, TX | Mortgage lenders | 97% | 87 | 80 |
| Cleveland County, OK | Mortgage lenders | 92% | 59 | 51 |
| Canadian County, OK | Mortgage lenders | 88% | 60 | 49 |
| Madison County, IN | Mortgage lenders | 95% | 56 | 45 |
| Wyandotte County, KS | Mortgage lenders | 87% | 47 | 41 |
| Comanche County, OK | Mortgage lenders | 90% | 31 | 27 |
The county markets where American Mortgage Bank, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about American Mortgage Bank, Inc.
What is American Mortgage Bank, Inc.'s mortgage approval rate?
American Mortgage Bank, Inc. approved 93.4% of the 2,568 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.8 points above the 86.6% national rate for the same mix of loan types.
How often do borrowers take the loan American Mortgage Bank, Inc. offers?
Borrowers accepted 95% of the loans American Mortgage Bank, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does American Mortgage Bank, Inc. make?
The typical home purchase mortgage loan American Mortgage Bank, Inc. made was $225K; across all loan types its typical loan ran from $105K to $285K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does American Mortgage Bank, Inc. lend?
American Mortgage Bank, Inc. decided applications in 26 of the states Fat Boy Data covers, most of them in Mississippi, Oklahoma and Texas.
Can I apply to American Mortgage Bank, Inc. directly?
Yes. American Mortgage Bank, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show American Mortgage Bank, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how American Mortgage Bank, Inc. treats applications, then get a rate quote from the lender.