Lender profile · HMDA 2023–2025
Hope Federal Credit Union mortgage approval rates & lending data
Hope Federal Credit Union decided 1,030 mortgage applications and funded 579 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 63% | 492 / 783 | 100% | $145K | 492 |
| Home improvement loans | 54% | 61 / 114 | 100% | $65K | 61 |
| Cash-out refinance | 18% | 16 / 89 | 100% | $85K | 16 |
Hope Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Mississippi | 58% | $135K | 452 | 260 |
| Alabama | 59% | $155K | 247 | 146 |
| Tennessee | 56% | $125K | 158 | 88 |
| Louisiana | 51% | $155K | 136 | 69 |
| Arkansas | 43% | $55K | 37 | 16 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.