Trustmark Bank mortgage approval rate & lending review
Trustmark Bank decided 16,433 mortgage applications and funded 13,844 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Trustmark Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Trustmark Bank at a glance
Approval is 3.3 points above the 83.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 10,285 / 11,460 | 98% | $235K | 10,087 |
| Home improvement loans | 69% | 688 / 1,000 | 92% | $45K | 633 |
| Cash-out refinance | 65% | 238 / 364 | 97% | $205K | 232 |
| Refinance | 83% | 2,003 / 2,413 | 95% | $75K | 1,895 |
| Investment property purchase | 92% | 706 / 768 | 93% | $205K | 655 |
| Investment cash-out refinance | 57% | 17 / 30 | 88% | $175K | 15 |
| Investment refinance | 92% | 267 / 289 | 96% | $85K | 256 |
| Investment home improvement | 72% | 79 / 109 | 90% | $65K | 71 |
Trustmark Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Mississippi | 87% | $225K | 6,467 | 5,442 |
| Alabama | 89% | $235K | 6,322 | 5,473 |
| Tennessee | 78% | $225K | 1,321 | 978 |
| Florida | 92% | $245K | 948 | 858 |
| Texas | 75% | $385K | 915 | 670 |
| South Carolina | 98% | $225K | 288 | 281 |
| Louisiana | 92% | $275K | 90 | 79 |
| Georgia | 87% | $355K | 46 | 40 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Trustmark Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Rankin County, MS | Mortgage lenders | 94% | 1,042 | 962 |
| Mobile County, AL | Mortgage lenders | 90% | 977 | 852 |
| Jefferson County, AL | Mortgage lenders | 91% | 905 | 808 |
| Hinds County, MS | Mortgage lenders | 86% | 908 | 752 |
| DeSoto County, MS | Mortgage lenders | 89% | 725 | 631 |
| Madison County, MS | Mortgage lenders | 96% | 658 | 619 |
| Montgomery County, AL | Mortgage lenders | 77% | 810 | 603 |
| Shelby County, TN | Mortgage lenders | 80% | 711 | 549 |
| Madison County, AL | Mortgage lenders | 96% | 548 | 515 |
| Baldwin County, AL | Mortgage lenders | 97% | 495 | 469 |
| Bay County, FL | Mortgage lenders | 96% | 443 | 420 |
| Lee County, AL | Mortgage lenders | 99% | 415 | 410 |
The county markets where Trustmark Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Trustmark Bank
What is Trustmark Bank's mortgage approval rate?
Trustmark Bank approved 86.9% of the 16,433 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.3 points above the 83.6% national rate for the same mix of loan types.
How often do borrowers take the loan Trustmark Bank offers?
Borrowers accepted 97% of the loans Trustmark Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Trustmark Bank make?
The typical home purchase mortgage loan Trustmark Bank made was $235K; across all loan types its typical loan ran from $45K to $235K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Trustmark Bank lend?
Trustmark Bank decided applications in 18 of the states Fat Boy Data covers, most of them in Mississippi, Alabama and Tennessee.
Can I apply to Trustmark Bank directly?
Yes. Trustmark Bank is a bank or credit union with 176 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Trustmark Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Trustmark Bank treats applications, then get a rate quote from the lender.