Lender profile · HMDA 2023–2025
Community First mortgage approval rates & lending data
Community First decided 5,274 mortgage applications and funded 4,941 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 1,470 / 1,535 | 100% | $235K | 1,469 |
| Home improvement loans | 94% | 1,092 / 1,160 | 100% | $55K | 1,092 |
| Cash-out refinance | 91% | 1,265 / 1,388 | 100% | $85K | 1,265 |
| Refinance | 94% | 833 / 888 | 100% | $95K | 833 |
| Investment property purchase | 96% | 112 / 117 | 97% | $205K | 109 |
| Investment cash-out refinance | 94% | 111 / 118 | 100% | $155K | 111 |
| Investment refinance | 94% | 44 / 47 | 100% | $165K | 44 |
Community First lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 94% | $95K | 5,267 | 4,934 |
| Illinois | 100% | $405K | 3 | 3 |
| Minnesota | 100% | $225K | 3 | 3 |
| Florida | 100% | $4.50M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.