Community State Bank (Iowa) mortgage approval rate & lending review
Community State Bank (Iowa) decided 317 mortgage applications and funded 288 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Community State Bank (Iowa) reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Community State Bank (Iowa) at a glance
Approval is 9.3 points above the 82.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 44 / 49 | 100% | $175K | 44 |
| Home improvement loans | 75% | 21 / 28 | 100% | $35K | 21 |
| Refinance | 67% | 22 / 33 | 95% | $65K | 21 |
| Investment property purchase | 100% | 157 / 157 | 99% | $315K | 155 |
| Investment refinance | 98% | 44 / 45 | 100% | $75K | 44 |
Community State Bank (Iowa) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 92% | $315K | 315 | 286 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Community State Bank (Iowa) lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Polk County, IA | Investment property purchase | 100% | 112 | 111 |
| Dallas County, IA | Investment property purchase | 100% | 43 | 42 |
| Polk County, IA | Investment refinance | 98% | 43 | 42 |
| Polk County, IA | Refinance | 67% | 33 | 21 |
| Polk County, IA | Home improvement loans | 74% | 27 | 20 |
The county markets where Community State Bank (Iowa) made the most loans. Each link opens that market with every lender ranked.
Questions about Community State Bank (Iowa)
What is Community State Bank (Iowa)'s mortgage approval rate?
Community State Bank (Iowa) approved 91.8% of the 317 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.3 points above the 82.5% national rate for the same mix of loan types.
How often do borrowers take the loan Community State Bank (Iowa) offers?
Borrowers accepted 99% of the loans Community State Bank (Iowa) approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Community State Bank (Iowa) make?
The typical investment property mortgage loan Community State Bank (Iowa) made was $315K; across all loan types its typical loan ran from $35K to $315K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Community State Bank (Iowa) lend?
Community State Bank (Iowa) decided applications in 3 of the states Fat Boy Data covers, most of them in Iowa, Arizona and Nebraska.
Can I apply to Community State Bank (Iowa) directly?
Yes. Community State Bank (Iowa) is a bank or credit union with 60 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Community State Bank (Iowa)'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Community State Bank (Iowa) treats applications, then get a rate quote from the lender.