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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Polk County, Iowa

Fat Boy Data analyzed investment property refinance activity in Polk County, Iowa, home to Des Moines, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 645 applications were decided by 96 lenders between 2023 and 2025.

Polk County at a glance

96Active lenders11 with 20+ decisions
90.5%Market approval rate584 of 645 decided
$125KTypical loanmedian lender, $10K brackets
97%Borrower take-up568 loans funded

How Polk County compares

Approval rate compared
Polk County90.5%Iowa91.7%All 616 counties77.7%
Typical loan compared
Polk County$125KIowa$115KAll 616 counties$235K

What the data shows

Community State Bank made the most investment property refinances in Polk County, IA, 42 of them.

Central Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 41.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%One lender: 90% approved of 29One lender: 90% approved of 21Collins Community Credit Union: 94% approved of 33Community State Bank: 98% approved of 43Central Bank: 100% approved of 41Raccoon Valley Bank: 100% approved of 32Home State Bank: 100% approved of 31One lender: 100% approved of 31One lender: 100% approved of 28One lender: 100% approved of 26One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property refinance lenders in Polk County

LenderApprovalApprovedTaken upTypical loanLoans made
1Community State Bank98%42 / 43100%$75K42
2Central Bank100%41 / 41100%$195K41
3Collins Community Credit Union94%31 / 33100%$185K31
4Raccoon Valley Bank100%32 / 32100%$115K32
5Home State Bank100%31 / 31100%$185K31

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 91 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Polk County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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