Community West Bank, National Association mortgage approval rate & lending review
Community West Bank, National Association decided 362 mortgage applications and funded 293 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Community West Bank, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Community West Bank, National Association at a glance
Approval is 0.5 points above the 84.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 260 / 272 | 96% | $235K | 250 |
| Cash-out refinance | 39% | 22 / 57 | 86% | $125K | 19 |
| Investment property purchase | 88% | 22 / 25 | 95% | $205K | 21 |
Community West Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 85% | $235K | 362 | 293 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Community West Bank, National Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Ventura County, CA | Mortgage lenders | 94% | 71 | 63 |
| Santa Barbara County, CA | Mortgage lenders | 100% | 59 | 56 |
| San Luis Obispo County, CA | Mortgage lenders | 95% | 22 | 21 |
The county markets where Community West Bank, National Association made the most loans. Each link opens that market with every lender ranked.
Questions about Community West Bank, National Association
What is Community West Bank, National Association's mortgage approval rate?
Community West Bank, National Association approved 84.8% of the 362 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.5 points above the 84.3% national rate for the same mix of loan types.
How often do borrowers take the loan Community West Bank, National Association offers?
Borrowers accepted 95% of the loans Community West Bank, National Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Community West Bank, National Association make?
The typical home purchase mortgage loan Community West Bank, National Association made was $235K; across all loan types its typical loan ran from $125K to $235K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Community West Bank, National Association lend?
Community West Bank, National Association decided applications in 1 of the states Fat Boy Data covers, most of them in California.
Can I apply to Community West Bank, National Association directly?
Yes. Community West Bank, National Association is a bank or credit union with 42 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Community West Bank, National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Community West Bank, National Association treats applications, then get a rate quote from the lender.