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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Ventura County, California

Fat Boy Data analyzed home purchase mortgage activity in Ventura County, California, home to Oxnard, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 15,737 applications were decided by 444 lenders between 2023 and 2025.

Ventura County at a glance

444Active lenders117 with 20+ decisions
89.5%Market approval rate14,077 of 15,737 decided
$655KTypical loanmedian lender, $10K brackets
95%Borrower take-up13,440 loans funded

How Ventura County compares

Approval rate compared
Ventura County89.5%California88.4%All 616 counties87.6%
Typical loan compared
Ventura County$655KCalifornia$555KAll 616 counties$335K

What the data shows

Rocket Mortgage, LLC made the most home purchase mortgages in Ventura County, CA, 1,111 of them.

Alameda Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 82.

The typical home purchase mortgage here is $655K, 18% larger than the California typical of $555K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 18% approved of 207One lender: 62% approved of 143One lender: 69% approved of 62One lender: 69% approved of 154One lender: 70% approved of 155One lender: 77% approved of 283One lender: 79% approved of 294One lender: 79% approved of 53One lender: 83% approved of 160One lender: 83% approved of 119One lender: 84% approved of 55One lender: 85% approved of 75One lender: 86% approved of 104One lender: 87% approved of 97Rocket Mortgage, LLC: 87% approved of 1,288One lender: 87% approved of 71U.S. Bank National Association: 88% approved of 342One lender: 89% approved of 265One lender: 89% approved of 57United Wholesale Mortgage, LLC: 90% approved of 2,049One lender: 91% approved of 88One lender: 91% approved of 310One lender: 91% approved of 147One lender: 91% approved of 82One lender: 92% approved of 264One lender: 92% approved of 159One lender: 92% approved of 75Golden Empire Mortgage, Inc.: 92% approved of 480One lender: 92% approved of 91One lender: 93% approved of 110One lender: 93% approved of 281One lender: 94% approved of 79One lender: 94% approved of 120One lender: 94% approved of 71One lender: 95% approved of 118One lender: 95% approved of 80One lender: 95% approved of 61One lender: 95% approved of 268One lender: 95% approved of 124One lender: 96% approved of 193One lender: 97% approved of 88One lender: 97% approved of 126One lender: 97% approved of 66One lender: 97% approved of 267One lender: 97% approved of 136One lender: 97% approved of 215One lender: 97% approved of 72One lender: 98% approved of 88One lender: 98% approved of 97One lender: 98% approved of 104One lender: 98% approved of 317One lender: 98% approved of 106One lender: 98% approved of 116One lender: 98% approved of 60Cmg Mortgage, Inc.: 99% approved of 484One lender: 99% approved of 84One lender: 99% approved of 94One lender: 99% approved of 311One lender: 100% approved of 237One lender: 100% approved of 82

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Ventura County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%1,841 / 2,04999%$655K1,819
2Rocket Mortgage, LLC87%1,118 / 1,28899%$685K1,111
3Cmg Mortgage, Inc.99%477 / 48490%$675K428
4Golden Empire Mortgage, Inc.92%442 / 48098%$605K435
5U.S. Bank National Association88%302 / 34298%$755K295

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 439 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Ventura County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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