Connecticut State Employees mortgage approval rate & lending review
Connecticut State Employees decided 518 mortgage applications and funded 412 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Connecticut State Employees reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Connecticut State Employees at a glance
Approval is 13.1 points above the 66.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 68% | 17 / 25 | 100% | $105K | 17 |
| Home improvement loans | 83% | 284 / 343 | 100% | $55K | 284 |
| Cash-out refinance | 80% | 69 / 86 | 100% | $115K | 69 |
| Refinance | 71% | 42 / 59 | 100% | $175K | 42 |
Connecticut State Employees lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Connecticut | 80% | $55K | 518 | 412 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Connecticut State Employees lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Capitol Planning Region, CT | Home improvement loans | 83% | 167 | 138 |
| South Central Connecticut Planning Region, CT | Home improvement loans | 82% | 50 | 41 |
| Southeastern Connecticut Planning Region, CT | Home improvement loans | 89% | 36 | 32 |
| Capitol Planning Region, CT | Refinance | 76% | 34 | 26 |
| Naugatuck Valley Planning Region, CT | Home improvement loans | 80% | 30 | 24 |
| Lower Connecticut River Valley Planning Region, CT | Home improvement loans | 77% | 30 | 23 |
The county markets where Connecticut State Employees made the most loans. Each link opens that market with every lender ranked.
Questions about Connecticut State Employees
What is Connecticut State Employees's mortgage approval rate?
Connecticut State Employees approved 79.5% of the 518 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.1 points above the 66.4% national rate for the same mix of loan types.
How often do borrowers take the loan Connecticut State Employees offers?
Borrowers accepted 100% of the loans Connecticut State Employees approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Connecticut State Employees make?
The typical home improvement loan loan Connecticut State Employees made was $55K; across all loan types its typical loan ran from $55K to $175K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Connecticut State Employees lend?
Connecticut State Employees decided applications in 1 of the states Fat Boy Data covers, most of them in Connecticut.
Can I apply to Connecticut State Employees directly?
Yes. Connecticut State Employees is a bank or credit union with 7 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Connecticut State Employees's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Connecticut State Employees treats applications, then get a rate quote from the lender.