home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Naugatuck Valley Planning Region, Connecticut

Fat Boy Data analyzed home improvement loan activity in Naugatuck Valley Planning Region, Connecticut, home to Waterbury, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,869 applications were decided by 108 lenders between 2023 and 2025.

Naugatuck Valley Planning Region at a glance

108Active lenders23 with 20+ decisions
63.4%Market approval rate1,819 of 2,869 decided
$95KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,731 loans funded

How Naugatuck Valley Planning Region compares

Approval rate compared
Naugatuck Valley Planning Region63.4%Connecticut65.9%All 616 counties62.7%
Typical loan compared
Naugatuck Valley Planning Region$95KConnecticut$105KAll 616 counties$75K

What the data shows

Manufacturers and Traders Trust Company made the most home improvement loans in Naugatuck Valley Planning Region, CT, 177 of them.

Waterbury Connecticut Teachers Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 33.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%One lender: 28% approved of 92One lender: 33% approved of 36Bank of America, National Association: 43% approved of 261One lender: 49% approved of 106One lender: 50% approved of 74TD Bank, National Association: 54% approved of 201One lender: 57% approved of 28One lender: 57% approved of 47Manufacturers and Traders Trust Company: 59% approved of 312One lender: 64% approved of 59One lender: 65% approved of 83One lender: 67% approved of 149One lender: 68% approved of 38Webster Bank, National Association: 70% approved of 258Ion Bank: 70% approved of 159One lender: 75% approved of 48One lender: 78% approved of 58One lender: 80% approved of 30One lender: 81% approved of 86One lender: 84% approved of 147One lender: 86% approved of 151One lender: 100% approved of 33One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Naugatuck Valley Planning Region

LenderApprovalApprovedTaken upTypical loanLoans made
1Manufacturers and Traders Trust Company59%183 / 31297%$105K177
2Bank of America, National Association43%111 / 26196%$105K107
3Webster Bank, National Association70%181 / 25894%$95K170
4TD Bank, National Association54%109 / 20198%$105K107
5Ion Bank70%112 / 159100%$65K112

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 103 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Naugatuck Valley Planning Region. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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