Crane mortgage approval rate & lending review
Crane decided 709 mortgage applications and funded 621 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Crane reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Crane at a glance
Approval is 14.7 points above the 76.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 63 / 76 | 89% | $205K | 56 |
| Cash-out refinance | 82% | 148 / 181 | 91% | $55K | 135 |
| Refinance | 60% | 25 / 42 | 88% | $65K | 22 |
| Investment property purchase | 100% | 67 / 67 | 100% | $105K | 67 |
| Investment cash-out refinance | 100% | 85 / 85 | 100% | $95K | 85 |
| Investment refinance | 100% | 243 / 243 | 100% | $115K | 243 |
Crane lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 91% | $105K | 703 | 615 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Crane lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Marion County, IN | Investment refinance | 100% | 99 | 99 |
| Vigo County, IN | Cash-out refinance | 73% | 66 | 43 |
| Vanderburgh County, IN | Investment cash-out refinance | 100% | 34 | 34 |
| Monroe County, IN | Cash-out refinance | 87% | 38 | 31 |
| Marion County, IN | Investment cash-out refinance | 100% | 29 | 29 |
| Vanderburgh County, IN | Investment property purchase | 100% | 28 | 28 |
| Marion County, IN | Investment property purchase | 100% | 22 | 22 |
| Johnson County, IN | Cash-out refinance | 91% | 22 | 19 |
| Monroe County, IN | Mortgage lenders | 90% | 20 | 16 |
| Vanderburgh County, IN | Cash-out refinance | 83% | 23 | 15 |
| Vigo County, IN | Mortgage lenders | 76% | 21 | 15 |
The county markets where Crane made the most loans. Each link opens that market with every lender ranked.
Questions about Crane
What is Crane's mortgage approval rate?
Crane approved 91.0% of the 709 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.7 points above the 76.3% national rate for the same mix of loan types.
How often do borrowers take the loan Crane offers?
Borrowers accepted 96% of the loans Crane approved, against 92% for all investment property refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Crane make?
The typical investment property refinance loan Crane made was $115K; across all loan types its typical loan ran from $55K to $205K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Crane lend?
Crane decided applications in 4 of the states Fat Boy Data covers, most of them in Indiana, Florida and Alabama.
Can I apply to Crane directly?
Yes. Crane is a bank or credit union with 18 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Crane's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Crane treats applications, then get a rate quote from the lender.