CREDIT UNION 1 Credit Union mortgage approval rate & lending review
CREDIT UNION 1 Credit Union decided 543 mortgage applications and funded 459 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions CREDIT UNION 1 Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
CREDIT UNION 1 Credit Union at a glance
Approval is 9.5 points above the 75.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 208 / 226 | 100% | $305K | 207 |
| Home improvement loans | 86% | 110 / 128 | 100% | $65K | 110 |
| Cash-out refinance | 77% | 118 / 153 | 99% | $135K | 117 |
CREDIT UNION 1 Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Alaska | 85% | $135K | 543 | 459 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where CREDIT UNION 1 Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Anchorage Municipality, AK | Cash-out refinance | 77% | 118 | 91 |
| Matanuska-Susitna Borough, AK | Home improvement loans | 87% | 47 | 41 |
| Matanuska-Susitna Borough, AK | Mortgage lenders | 97% | 32 | 31 |
| Matanuska-Susitna Borough, AK | Cash-out refinance | 77% | 35 | 26 |
The county markets where CREDIT UNION 1 Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about CREDIT UNION 1 Credit Union
What is CREDIT UNION 1 Credit Union's mortgage approval rate?
CREDIT UNION 1 Credit Union approved 84.9% of the 543 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.5 points above the 75.4% national rate for the same mix of loan types.
How often do borrowers take the loan CREDIT UNION 1 Credit Union offers?
Borrowers accepted 100% of the loans CREDIT UNION 1 Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does CREDIT UNION 1 Credit Union make?
The typical home purchase mortgage loan CREDIT UNION 1 Credit Union made was $305K; across all loan types its typical loan ran from $65K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does CREDIT UNION 1 Credit Union lend?
CREDIT UNION 1 Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Alaska.
Can I apply to CREDIT UNION 1 Credit Union directly?
Yes. CREDIT UNION 1 Credit Union is a bank or credit union with 59 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show CREDIT UNION 1 Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how CREDIT UNION 1 Credit Union treats applications, then get a rate quote from the lender.