Global Federal Credit Union mortgage approval rate & lending review
Global Federal Credit Union decided 6,358 mortgage applications and funded 4,978 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Global Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Global Federal Credit Union at a glance
Approval is 0.9 points above the 78.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 3,095 / 3,414 | 99% | $345K | 3,055 |
| Home improvement loans | 57% | 826 / 1,456 | 98% | $75K | 807 |
| Cash-out refinance | 68% | 352 / 521 | 97% | $175K | 342 |
| Refinance | 86% | 511 / 592 | 99% | $465K | 504 |
| Investment property purchase | 87% | 199 / 228 | 97% | $265K | 194 |
| Investment cash-out refinance | 67% | 32 / 48 | 88% | $215K | 28 |
| Investment refinance | 82% | 28 / 34 | 89% | $455K | 25 |
| Investment home improvement | 35% | 23 / 65 | 100% | $75K | 23 |
Global Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Alaska | 83% | $345K | 3,353 | 2,733 |
| Washington | 79% | $745K | 1,981 | 1,552 |
| California | 64% | $305K | 418 | 260 |
| Arizona | 68% | $205K | 412 | 277 |
| Florida | 84% | $55K | 55 | 44 |
| Idaho | 81% | $275K | 53 | 43 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Global Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Matanuska-Susitna Borough, AK | Mortgage lenders | 93% | 695 | 637 |
| King County, WA | Mortgage lenders | 92% | 499 | 453 |
| Matanuska-Susitna Borough, AK | Home improvement loans | 67% | 292 | 190 |
| Snohomish County, WA | Mortgage lenders | 87% | 199 | 173 |
| King County, WA | Refinance | 91% | 189 | 172 |
| Pierce County, WA | Mortgage lenders | 88% | 179 | 156 |
| Anchorage Municipality, AK | Cash-out refinance | 74% | 152 | 109 |
| Maricopa County, AZ | Home improvement loans | 58% | 139 | 81 |
| Anchorage Municipality, AK | Refinance | 84% | 89 | 71 |
| Snohomish County, WA | Refinance | 91% | 78 | 71 |
| Anchorage Municipality, AK | Investment property purchase | 88% | 77 | 66 |
| San Bernardino County, CA | Home improvement loans | 45% | 154 | 66 |
The county markets where Global Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Global Federal Credit Union
What is Global Federal Credit Union's mortgage approval rate?
Global Federal Credit Union approved 79.7% of the 6,358 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.9 points above the 78.7% national rate for the same mix of loan types.
How often do borrowers take the loan Global Federal Credit Union offers?
Borrowers accepted 98% of the loans Global Federal Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Global Federal Credit Union make?
The typical home purchase mortgage loan Global Federal Credit Union made was $345K; across all loan types its typical loan ran from $75K to $465K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Global Federal Credit Union lend?
Global Federal Credit Union decided applications in 20 of the states Fat Boy Data covers, most of them in Alaska, Washington and California.
Can I apply to Global Federal Credit Union directly?
Yes. Global Federal Credit Union is a bank or credit union with 77 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Global Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Global Federal Credit Union treats applications, then get a rate quote from the lender.