Residential Mortgage, LLC mortgage approval rate & lending review
Residential Mortgage, LLC decided 4,272 mortgage applications and funded 4,003 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Residential Mortgage, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to brandforce.com.
Residential Mortgage, LLC at a glance
Approval is 8.1 points above the 86.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 3,375 / 3,515 | 99% | $365K | 3,354 |
| Cash-out refinance | 73% | 129 / 177 | 99% | $305K | 128 |
| Refinance | 82% | 137 / 167 | 99% | $405K | 136 |
| Investment property purchase | 97% | 336 / 347 | 100% | $285K | 336 |
| Investment cash-out refinance | 78% | 31 / 40 | 100% | $245K | 31 |
| Investment refinance | 69% | 18 / 26 | 100% | $325K | 18 |
Residential Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Alaska | 96% | $365K | 3,295 | 3,142 |
| Arizona | 90% | $405K | 355 | 317 |
| Washington | 88% | $435K | 269 | 237 |
| Oregon | 87% | $405K | 143 | 124 |
| Colorado | 89% | $435K | 74 | 66 |
| Idaho | 78% | $365K | 69 | 53 |
| California | 95% | $765K | 21 | 20 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Residential Mortgage, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Matanuska-Susitna Borough, AK | Mortgage lenders | 96% | 591 | 570 |
| Anchorage Municipality, AK | Investment property purchase | 97% | 184 | 179 |
| Clark County, WA | Mortgage lenders | 91% | 117 | 105 |
| Anchorage Municipality, AK | Refinance | 87% | 77 | 67 |
| Anchorage Municipality, AK | Cash-out refinance | 91% | 55 | 49 |
| Matanuska-Susitna Borough, AK | Investment property purchase | 95% | 41 | 39 |
| Matanuska-Susitna Borough, AK | Refinance | 93% | 30 | 28 |
| Matanuska-Susitna Borough, AK | Cash-out refinance | 73% | 26 | 19 |
| Cowlitz County, WA | Mortgage lenders | 86% | 22 | 19 |
The county markets where Residential Mortgage, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Residential Mortgage, LLC
What is Residential Mortgage, LLC's mortgage approval rate?
Residential Mortgage, LLC approved 94.2% of the 4,272 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.1 points above the 86.2% national rate for the same mix of loan types.
How often do borrowers take the loan Residential Mortgage, LLC offers?
Borrowers accepted 99% of the loans Residential Mortgage, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Residential Mortgage, LLC make?
The typical home purchase mortgage loan Residential Mortgage, LLC made was $365K; across all loan types its typical loan ran from $245K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Residential Mortgage, LLC lend?
Residential Mortgage, LLC decided applications in 16 of the states Fat Boy Data covers, most of them in Alaska, Arizona and Washington.
Can I apply to Residential Mortgage, LLC directly?
Yes. Residential Mortgage, LLC reports as a direct lender that takes applications from borrowers. Its website is brandforce.com.
Does this page show Residential Mortgage, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Residential Mortgage, LLC treats applications, then get a rate quote from the lender.