First National Bank Alaska mortgage approval rate & lending review
First National Bank Alaska decided 327 mortgage applications and funded 288 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First National Bank Alaska reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
First National Bank Alaska at a glance
Approval is 5.7 points above the 83.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 203 / 217 | 99% | $315K | 201 |
| Cash-out refinance | 60% | 15 / 25 | 93% | $235K | 14 |
| Investment property purchase | 92% | 33 / 36 | 100% | $355K | 33 |
First National Bank Alaska lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Alaska | 89% | $315K | 327 | 288 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First National Bank Alaska lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Matanuska-Susitna Borough, AK | Mortgage lenders | 93% | 122 | 112 |
| Matanuska-Susitna Borough, AK | Cash-out refinance | 57% | 21 | 11 |
The county markets where First National Bank Alaska made the most loans. Each link opens that market with every lender ranked.
Questions about First National Bank Alaska
What is First National Bank Alaska's mortgage approval rate?
First National Bank Alaska approved 89.0% of the 327 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 5.7 points above the 83.3% national rate for the same mix of loan types.
How often do borrowers take the loan First National Bank Alaska offers?
Borrowers accepted 99% of the loans First National Bank Alaska approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First National Bank Alaska make?
The typical home purchase mortgage loan First National Bank Alaska made was $315K; across all loan types its typical loan ran from $235K to $355K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First National Bank Alaska lend?
First National Bank Alaska decided applications in 1 of the states Fat Boy Data covers, most of them in Alaska.
Can I apply to First National Bank Alaska directly?
Yes. First National Bank Alaska is a bank or credit union with 27 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show First National Bank Alaska's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First National Bank Alaska treats applications, then get a rate quote from the lender.