Credit Union of New Jersey, A Federal Credit Union mortgage approval rate & lending review
Credit Union of New Jersey, A Federal Credit Union decided 799 mortgage applications and funded 650 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Credit Union of New Jersey, A Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Credit Union of New Jersey, A Federal Credit Union at a glance
Approval is 16.5 points above the 65.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 72% | 60 / 83 | 93% | $285K | 56 |
| Home improvement loans | 84% | 578 / 689 | 100% | $65K | 577 |
Credit Union of New Jersey, A Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 82% | $65K | 744 | 608 |
| Pennsylvania | 86% | $85K | 42 | 35 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Credit Union of New Jersey, A Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Mercer County, NJ | Home improvement loans | 82% | 287 | 235 |
| Burlington County, NJ | Home improvement loans | 87% | 136 | 118 |
| Ocean County, NJ | Home improvement loans | 88% | 33 | 29 |
| Middlesex County, NJ | Home improvement loans | 90% | 29 | 26 |
| Bucks County, PA | Home improvement loans | 84% | 31 | 26 |
| Camden County, NJ | Home improvement loans | 71% | 21 | 15 |
The county markets where Credit Union of New Jersey, A Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Credit Union of New Jersey, A Federal Credit Union
What is Credit Union of New Jersey, A Federal Credit Union's mortgage approval rate?
Credit Union of New Jersey, A Federal Credit Union approved 82.1% of the 799 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 16.5 points above the 65.6% national rate for the same mix of loan types.
How often do borrowers take the loan Credit Union of New Jersey, A Federal Credit Union offers?
Borrowers accepted 99% of the loans Credit Union of New Jersey, A Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Credit Union of New Jersey, A Federal Credit Union make?
The typical home improvement loan loan Credit Union of New Jersey, A Federal Credit Union made was $65K; across all loan types its typical loan ran from $65K to $285K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Credit Union of New Jersey, A Federal Credit Union lend?
Credit Union of New Jersey, A Federal Credit Union decided applications in 9 of the states Fat Boy Data covers, most of them in New Jersey, Pennsylvania and Florida.
Can I apply to Credit Union of New Jersey, A Federal Credit Union directly?
Yes. Credit Union of New Jersey, A Federal Credit Union reports as a direct lender that takes applications from borrowers.
Does this page show Credit Union of New Jersey, A Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Credit Union of New Jersey, A Federal Credit Union treats applications, then get a rate quote from the lender.