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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Bucks County, Pennsylvania

Fat Boy Data analyzed home improvement loan activity in Bucks County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,632 applications were decided by 182 lenders between 2023 and 2025.

Bucks County at a glance

182Active lenders49 with 20+ decisions
72.3%Market approval rate6,964 of 9,632 decided
$95KTypical loanmedian lender, $10K brackets
96%Borrower take-up6,664 loans funded

How Bucks County compares

Approval rate compared
Bucks County72.3%Pennsylvania66.7%All 616 counties62.7%
Typical loan compared
Bucks County$95KPennsylvania$65KAll 616 counties$75K

What the data shows

Police & Fire Federal Credit Union made the most home improvement loans in Bucks County, PA, 1,062 of them.

Merck Sharp & Dohme Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 98% of 170.

Lenders approved 72.3% of home improvement loan applications in Bucks County, PA, 5.6 percentage points above the Pennsylvania rate of 66.7%.

The typical home improvement loan here is $95K, 46% larger than the Pennsylvania typical of $65K.

Only 1 lender here typically writes at or below $35K: First National Bank and Trust Company of Newtown.

Approval rate of all 49 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 35% approved of 204Spring Eq, LLC: 41% approved of 111Truist Bank: 43% approved of 140U.S. Bank National Association: 45% approved of 62The Huntington National Bank: 45% approved of 22Manufacturers and Traders Trust Company: 46% approved of 70Bank of America, National Association: 53% approved of 469Fulton Bank, National Association: 60% approved of 67Members 1St: 61% approved of 46Firstrust Savings Bank: 62% approved of 129The Loan Store, Inc.: 65% approved of 20Philadelphia Federal Credit Union: 66% approved of 108TD Bank, National Association: 68% approved of 485Citizens Bank, National Association: 69% approved of 997Third Federal Savings And Loan Association Of Cleveland: 69% approved of 85PNC Bank, National Association: 70% approved of 516Citizens & Northern Bank: 71% approved of 21Pentagon Federal Credit Union: 72% approved of 40American Heritage FCU: 73% approved of 948TOWER Federal Credit Union: 73% approved of 45Guaranteed Rate, Inc.: 74% approved of 23Figure Lending LLC: 74% approved of 124Wilmington Savings Fund Society, FSB: 74% approved of 94Navy Federal Credit Union: 75% approved of 169Police & Fire Federal Credit Union: 76% approved of 1,423Trumark Credit Union: 77% approved of 946Peoples Security Bank and Trust Company: 78% approved of 23Citadel Federal Credit Union: 80% approved of 59KeyBank National Association: 80% approved of 20Univest Bank and Trust Co.: 81% approved of 182Ukrainian Selfreliance Federal Credit Union: 81% approved of 26Inspire Federal Credit Union: 81% approved of 84Fourleaf: 81% approved of 21First National Bank and Trust Company of Newtown: 81% approved of 69Lendage, LLC: 83% approved of 23Credit Union of New Jersey, A Federal Credit Union: 84% approved of 31Nationstar Mortgage LLC: 84% approved of 25Self Reliance Ny: 85% approved of 26QNB Bank: 85% approved of 80Penn Community Bank: 85% approved of 309Homebridge Financial Services, Inc.: 86% approved of 21S&T Bank: 86% approved of 21Pennsylvania State Employees Credit Union: 88% approved of 120Franklin Mint: 89% approved of 36Freedom: 90% approved of 148Ardent Federal Credit Union: 91% approved of 54Hatboro Federal Savings, FA: 97% approved of 34Coastal Community Bank: 98% approved of 125Merck Sharp & Dohme Federal Credit Union: 98% approved of 170

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Bucks County

LenderApprovalApprovedTaken upTypical loanLoans made
1Police & Fire Federal Credit Union76%1,087 / 1,42398%$65K1,062
2Citizens Bank, National Association69%687 / 99797%$155K663
3American Heritage FCU73%690 / 94899%$65K684
4Trumark Credit Union77%724 / 94698%$105K711
5PNC Bank, National Association70%361 / 51696%$105K347

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 177 more lenders.

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Nearby markets

All lending in Bucks CountyCounty overviewHome improvement loans across PennsylvaniaStatewideMercer CountyNearby countyLehigh CountyNearby county