D. L. Evans Bank mortgage approval rate & lending review
D. L. Evans Bank decided 429 mortgage applications and funded 365 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions D. L. Evans Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
D. L. Evans Bank at a glance
Approval is 9.7 points above the 76.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 114 / 119 | 98% | $445K | 112 |
| Home improvement loans | 75% | 89 / 119 | 100% | $105K | 89 |
| Refinance | 80% | 70 / 88 | 100% | $205K | 70 |
| Investment property purchase | 98% | 48 / 49 | 100% | $285K | 48 |
D. L. Evans Bank lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where D. L. Evans Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Ada County, ID | Refinance | 86% | 56 | 48 |
| Ada County, ID | Home improvement loans | 76% | 62 | 47 |
| Canyon County, ID | Mortgage lenders | 97% | 36 | 35 |
| Canyon County, ID | Home improvement loans | 71% | 35 | 25 |
| Ada County, ID | Investment property purchase | 95% | 21 | 20 |
| Canyon County, ID | Refinance | 75% | 20 | 15 |
The county markets where D. L. Evans Bank made the most loans. Each link opens that market with every lender ranked.
Questions about D. L. Evans Bank
What is D. L. Evans Bank's mortgage approval rate?
D. L. Evans Bank approved 85.8% of the 429 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.7 points above the 76.1% national rate for the same mix of loan types.
How often do borrowers take the loan D. L. Evans Bank offers?
Borrowers accepted 99% of the loans D. L. Evans Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does D. L. Evans Bank make?
The typical home purchase mortgage loan D. L. Evans Bank made was $445K; across all loan types its typical loan ran from $105K to $445K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does D. L. Evans Bank lend?
D. L. Evans Bank decided applications in 11 of the states Fat Boy Data covers, most of them in Idaho, Utah and Arizona.
Can I apply to D. L. Evans Bank directly?
Yes. D. L. Evans Bank is a bank or credit union with 41 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show D. L. Evans Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how D. L. Evans Bank treats applications, then get a rate quote from the lender.