WESTMARK Credit Union mortgage approval rate & lending review
WESTMARK Credit Union decided 1,638 mortgage applications and funded 1,331 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions WESTMARK Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
WESTMARK Credit Union at a glance
Approval is 14.4 points above the 67.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 78% | 171 / 218 | 94% | $265K | 160 |
| Home improvement loans | 83% | 1,010 / 1,210 | 100% | $55K | 1,010 |
| Cash-out refinance | 88% | 50 / 57 | 100% | $215K | 50 |
| Refinance | 73% | 99 / 136 | 100% | $65K | 99 |
WESTMARK Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Idaho | 82% | $55K | 1,630 | 1,331 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where WESTMARK Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Bonneville County, ID | Home improvement loans | 88% | 597 | 528 |
| Canyon County, ID | Home improvement loans | 81% | 313 | 255 |
| Ada County, ID | Home improvement loans | 77% | 290 | 223 |
| Bonneville County, ID | Mortgage lenders | 85% | 146 | 119 |
| Bonneville County, ID | Refinance | 82% | 76 | 62 |
| Bonneville County, ID | Cash-out refinance | 100% | 28 | 28 |
| Ada County, ID | Refinance | 68% | 28 | 19 |
| Canyon County, ID | Refinance | 60% | 30 | 18 |
The county markets where WESTMARK Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about WESTMARK Credit Union
What is WESTMARK Credit Union's mortgage approval rate?
WESTMARK Credit Union approved 81.9% of the 1,638 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.4 points above the 67.5% national rate for the same mix of loan types.
How often do borrowers take the loan WESTMARK Credit Union offers?
Borrowers accepted 99% of the loans WESTMARK Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does WESTMARK Credit Union make?
The typical home improvement loan loan WESTMARK Credit Union made was $55K; across all loan types its typical loan ran from $55K to $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does WESTMARK Credit Union lend?
WESTMARK Credit Union decided applications in 7 of the states Fat Boy Data covers, most of them in Idaho, Texas and Washington.
Can I apply to WESTMARK Credit Union directly?
Yes. WESTMARK Credit Union is a bank or credit union with 15 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show WESTMARK Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how WESTMARK Credit Union treats applications, then get a rate quote from the lender.