Lender profile · HMDA 2023–2025
WESTMARK Credit Union mortgage approval rates & lending data
WESTMARK Credit Union decided 1,638 mortgage applications and funded 1,331 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 78% | 171 / 218 | 94% | $265K | 160 |
| Home improvement loans | 83% | 1,010 / 1,210 | 100% | $55K | 1,010 |
| Cash-out refinance | 88% | 50 / 57 | 100% | $215K | 50 |
| Refinance | 73% | 99 / 136 | 100% | $65K | 99 |
WESTMARK Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Idaho | 82% | $55K | 1,630 | 1,331 |
| Texas | 0% | — | 2 | 0 |
| Washington | 0% | — | 2 | 0 |
| California | 0% | — | 1 | 0 |
| Florida | 0% | — | 1 | 0 |
| Minnesota | 0% | — | 1 | 0 |
| South Carolina | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.