Desjardins Bank, National Association mortgage approval rate & lending review
Desjardins Bank, National Association decided 346 mortgage applications and funded 297 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Desjardins Bank, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Desjardins Bank, National Association at a glance
Approval is 6.4 points above the 85.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment property purchase | 92% | 266 / 289 | 94% | $255K | 251 |
Desjardins Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 92% | $255K | 345 | 296 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Desjardins Bank, National Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Broward County, FL | Investment property purchase | 94% | 126 | 112 |
| Palm Beach County, FL | Investment property purchase | 93% | 42 | 38 |
The county markets where Desjardins Bank, National Association made the most loans. Each link opens that market with every lender ranked.
Questions about Desjardins Bank, National Association
What is Desjardins Bank, National Association's mortgage approval rate?
Desjardins Bank, National Association approved 91.9% of the 346 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.4 points above the 85.5% national rate for the same mix of loan types.
How often do borrowers take the loan Desjardins Bank, National Association offers?
Borrowers accepted 93% of the loans Desjardins Bank, National Association approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Desjardins Bank, National Association make?
The typical investment property mortgage loan Desjardins Bank, National Association made was $255K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Desjardins Bank, National Association lend?
Desjardins Bank, National Association decided applications in 2 of the states Fat Boy Data covers, most of them in Florida and Nevada.
Can I apply to Desjardins Bank, National Association directly?
Yes. Desjardins Bank, National Association is a bank or credit union with 2 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Desjardins Bank, National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Desjardins Bank, National Association treats applications, then get a rate quote from the lender.