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mortgage lenders · HMDA 2023–2025

Mortgage lenders in DeSoto County, Mississippi

Fat Boy Data analyzed home purchase mortgage activity in DeSoto County, Mississippi to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,028 applications were decided by 279 lenders between 2023 and 2025.

DeSoto County at a glance

279Active lenders67 with 20+ decisions
89.8%Market approval rate8,103 of 9,028 decided
$295KTypical loanmedian lender, $10K brackets
97%Borrower take-up7,856 loans funded

How DeSoto County compares

Approval rate compared
DeSoto County89.8%Mississippi84.1%All 616 counties87.6%
Typical loan compared
DeSoto County$295KMississippi$235KAll 616 counties$335K

What the data shows

Community Mortgage Corporation made the most home purchase mortgages in DeSoto County, MS, 643 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 79.

Lenders approved 89.8% of home purchase mortgage applications in DeSoto County, MS, 5.7 percentage points above the Mississippi rate of 84.1%.

The typical home purchase mortgage here is $295K, 26% larger than the Mississippi typical of $235K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 24% approved of 7621St Mortgage Corporation: 29% approved of 80FirstBank: 53% approved of 45Triad Financial Services, Inc.: 54% approved of 41Wells Fargo Bank, National Association: 64% approved of 36Bank of Bartlett: 65% approved of 34Hope Federal Credit Union: 67% approved of 27USAA Federal Savings Bank: 72% approved of 47Navy Federal Credit Union: 76% approved of 130Freedom Mortgage Corporation: 77% approved of 30Flagstar Bank, National Association: 81% approved of 36Independent Bank: 81% approved of 27Pennymac Loan Services, LLC: 83% approved of 53Loandepot.Com, LLC: 84% approved of 31Rocket Mortgage, LLC: 84% approved of 286Regions Bank: 84% approved of 159Dhi Mortgage Company, Ltd.: 86% approved of 269Fairway Independent Mortgage Corporation: 87% approved of 156Truist Bank: 88% approved of 40Premier Mortgage Resources, L.L.C.: 88% approved of 69Trustmark Bank: 89% approved of 725First Security Bank, Batesville, Mississippi: 89% approved of 28Gmfs LLC: 89% approved of 28United Wholesale Mortgage, LLC: 90% approved of 247BankPlus: 90% approved of 129Acrisure Mortgage, LLC: 90% approved of 41Guaranty Bank And Trust Company: 91% approved of 148Mortgage Research Center, LLC: 92% approved of 317Paramount Residential Mortgage Group, Inc.: 92% approved of 39Cadence Bank: 93% approved of 302First Horizon Bank: 93% approved of 76Acopia, LLC: 93% approved of 92Bank of England: 94% approved of 50Swbc Mortgage Corporation: 94% approved of 136Cardinal Financial Company, Limited Partnership: 94% approved of 103Brighton Bank: 94% approved of 36Pinnacle Bank: 94% approved of 145Equity Prime Mortgage LLC: 95% approved of 41New American Funding, LLC: 95% approved of 103Evolve Bank & Trust: 95% approved of 85Guaranteed Rate, Inc.: 96% approved of 336Stockton Mortgage Corporation: 96% approved of 139Crosscountry Mortgage, LLC: 96% approved of 236Cmg Mortgage, Inc.: 96% approved of 143Renasant Bank: 96% approved of 126Primelending, A Plainscapital Company: 96% approved of 104Orion Federal Credit Union: 96% approved of 26Everett Financial, Inc.: 96% approved of 79Eagle Bank and Trust Company: 97% approved of 432Southwest Funding, Lp: 98% approved of 42Union Home Mortgage Corp.: 98% approved of 44Mortgage Investors Group, Inc.: 98% approved of 90PriorityOne Bank: 98% approved of 48Community Mortgage Corporation: 98% approved of 656JPMorgan Chase Bank, National Association: 98% approved of 55Community Bank of Mississippi: 98% approved of 121Nations Lending Corporation: 99% approved of 413Bartlett Mortgage, Inc.: 99% approved of 82Guild Mortgage Company LLC: 100% approved of 79Patriot Bank: 100% approved of 70

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in DeSoto County

LenderApprovalApprovedTaken upTypical loanLoans made
1Trustmark Bank89%642 / 72598%$235K631
2Community Mortgage Corporation98%643 / 656100%$305K643
3Eagle Bank and Trust Company97%420 / 43299%$275K417
4Nations Lending Corporation99%407 / 41394%$275K384
5Guaranteed Rate, Inc.96%321 / 336100%$305K320

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 274 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in DeSoto County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Nearby markets

All lending in DeSoto CountyCounty overviewMortgage lenders across MississippiStatewide