Eagle Community Credit Union mortgage approval rate & lending review
Eagle Community Credit Union decided 1,323 mortgage applications and funded 1,162 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Eagle Community Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Eagle Community Credit Union at a glance
Approval is 12.8 points above the 82.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 960 / 963 | 96% | $155K | 922 |
| Home improvement loans | 70% | 131 / 187 | 68% | $155K | 89 |
| Refinance | 98% | 157 / 160 | 89% | $135K | 140 |
Eagle Community Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 95% | $155K | 1,321 | 1,162 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Eagle Community Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Orange County, CA | Mortgage lenders | 100% | 637 | 611 |
| Orange County, CA | Refinance | 98% | 130 | 114 |
| Orange County, CA | Home improvement loans | 71% | 133 | 64 |
The county markets where Eagle Community Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Eagle Community Credit Union
What is Eagle Community Credit Union's mortgage approval rate?
Eagle Community Credit Union approved 95.3% of the 1,323 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.8 points above the 82.5% national rate for the same mix of loan types.
How often do borrowers take the loan Eagle Community Credit Union offers?
Borrowers accepted 92% of the loans Eagle Community Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Eagle Community Credit Union make?
The typical home purchase mortgage loan Eagle Community Credit Union made was $155K; across all loan types its typical loan ran from $135K to $155K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Eagle Community Credit Union lend?
Eagle Community Credit Union decided applications in 3 of the states Fat Boy Data covers, most of them in California, Arizona and Louisiana.
Can I apply to Eagle Community Credit Union directly?
Yes. Eagle Community Credit Union is a bank or credit union with 6 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Eagle Community Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Eagle Community Credit Union treats applications, then get a rate quote from the lender.