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refinance lenders · HMDA 2023–2025

Refinance lenders in Orange County, California

Fat Boy Data analyzed mortgage refinance activity in Orange County, California, home to Anaheim, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 20,063 applications were decided by 467 lenders between 2023 and 2025.

Orange County at a glance

467Active lenders129 with 20+ decisions
78.8%Market approval rate15,818 of 20,063 decided
$735KTypical loanmedian lender, $10K brackets
95%Borrower take-up15,034 loans funded

How Orange County compares

Approval rate compared
Orange County78.8%California76.7%All 616 counties76.5%
Typical loan compared
Orange County$735KCalifornia$655KAll 616 counties$295K

What the data shows

U.S. Bank National Association made the most mortgage refinances in Orange County, CA, 1,310 of them.

New Wave Lending Group Inc approved the highest share of applications among lenders with at least 20 decisions here, 100% of 187.

The typical mortgage refinance here is $735K, 12% larger than the California typical of $655K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 26% approved of 373One lender: 33% approved of 221One lender: 40% approved of 277One lender: 50% approved of 88One lender: 51% approved of 267One lender: 56% approved of 162One lender: 58% approved of 457One lender: 59% approved of 118One lender: 61% approved of 69One lender: 61% approved of 260One lender: 62% approved of 169One lender: 64% approved of 97One lender: 65% approved of 115Bank of America, National Association: 67% approved of 1,747One lender: 68% approved of 78One lender: 70% approved of 122One lender: 71% approved of 72One lender: 73% approved of 77One lender: 74% approved of 252One lender: 75% approved of 119One lender: 75% approved of 84One lender: 75% approved of 138Rocket Mortgage, LLC: 77% approved of 1,415One lender: 81% approved of 255One lender: 84% approved of 330One lender: 85% approved of 169One lender: 85% approved of 121One lender: 85% approved of 88U.S. Bank National Association: 86% approved of 1,548One lender: 86% approved of 223United Wholesale Mortgage, LLC: 87% approved of 2,539One lender: 87% approved of 102One lender: 88% approved of 272One lender: 89% approved of 96One lender: 89% approved of 118One lender: 89% approved of 66One lender: 90% approved of 101One lender: 90% approved of 286One lender: 90% approved of 215Finance of America Reverse LLC: 91% approved of 613One lender: 91% approved of 78One lender: 91% approved of 146One lender: 91% approved of 124One lender: 91% approved of 57One lender: 93% approved of 387One lender: 93% approved of 251One lender: 94% approved of 79One lender: 94% approved of 96One lender: 95% approved of 55One lender: 96% approved of 81One lender: 98% approved of 105One lender: 98% approved of 130One lender: 99% approved of 69One lender: 99% approved of 75One lender: 99% approved of 143One lender: 100% approved of 187One lender: 100% approved of 156One lender: 100% approved of 67One lender: 100% approved of 58One lender: 100% approved of 56

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Orange County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only87%2,202 / 2,53998%$745K2,150
2Bank of America, National Association67%1,165 / 1,74798%$295K1,136
3U.S. Bank National Association86%1,330 / 1,54898%$905K1,310
4Rocket Mortgage, LLC77%1,095 / 1,41597%$735K1,062
5Finance of America Reverse LLC91%557 / 61397%$575K543

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 462 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Orange County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Orange County

Third Federal Savings And Loan Association Of ClevelandJPMorgan Chase Bank, National AssociationDiscover BankPennymac Loan Services, LLCLongbridge Financial, LLCSpring Eq, LLCSchoolsfirstComerica BankPNC Bank, National AssociationZions Bancorporation, N.A.Wells Fargo Bank, National AssociationMutual of Omaha Mortgage, Inc.KinectaLakeview Loan Servicing, LLCCitibank, National AssociationNew Wave Lending Group IncLoandepot.Com, LLCNewrez LLCPentagon Federal Credit UnionNmsi, Inc.Cmg Mortgage, Inc.Crosscountry Mortgage, LLCOnity Mortgage CorporationEagle Community Credit UnionThe Loan Store, Inc.Ony Glo, Inc.Ocmbc, Inc.First BankBMO Bank National AssociationFreedom Mortgage Corporation

Other lending data for Orange County

Mortgage lenders in Orange CountyHome improvement loans in Orange CountyCash-out refinance in Orange CountyInvestment property purchase in Orange CountyInvestment cash-out refinance in Orange CountyInvestment refinance in Orange CountyInvestment home improvement in Orange County

Nearby markets

All lending in Orange CountyCounty overviewRefinance across CaliforniaStatewideLos Angeles CountyNearby countyRiverside CountyNearby countySan Bernardino CountyNearby countySan Diego CountyNearby county