Enterprise Bank and Trust Company mortgage approval rate & lending review
Enterprise Bank and Trust Company decided 755 mortgage applications and funded 708 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Enterprise Bank and Trust Company reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to enterprisebank.com.
Enterprise Bank and Trust Company at a glance
Approval is 12.6 points above the 83.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 246 / 260 | 98% | $475K | 242 |
| Cash-out refinance | 90% | 45 / 50 | 100% | $445K | 45 |
| Investment property purchase | 99% | 352 / 354 | 96% | $525K | 338 |
| Investment refinance | 92% | 24 / 26 | 100% | $485K | 24 |
| Investment home improvement | 95% | 35 / 37 | 100% | $345K | 35 |
Enterprise Bank and Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 96% | $525K | 553 | 516 |
| New Hampshire | 97% | $455K | 188 | 178 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Enterprise Bank and Trust Company lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Middlesex County, MA | Investment property purchase | 99% | 159 | 153 |
| Essex County, MA | Investment property purchase | 100% | 62 | 60 |
| Hillsborough County, NH | Mortgage lenders | 98% | 55 | 54 |
| Rockingham County, NH | Investment property purchase | 100% | 35 | 33 |
| Hillsborough County, NH | Investment property purchase | 96% | 28 | 26 |
The county markets where Enterprise Bank and Trust Company made the most loans. Each link opens that market with every lender ranked.
Questions about Enterprise Bank and Trust Company
What is Enterprise Bank and Trust Company's mortgage approval rate?
Enterprise Bank and Trust Company approved 96.2% of the 755 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.6 points above the 83.6% national rate for the same mix of loan types.
How often do borrowers take the loan Enterprise Bank and Trust Company offers?
Borrowers accepted 98% of the loans Enterprise Bank and Trust Company approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Enterprise Bank and Trust Company make?
The typical investment property mortgage loan Enterprise Bank and Trust Company made was $525K; across all loan types its typical loan ran from $345K to $525K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Enterprise Bank and Trust Company lend?
Enterprise Bank and Trust Company decided applications in 3 of the states Fat Boy Data covers, most of them in Massachusetts, New Hampshire and Maine.
Can I apply to Enterprise Bank and Trust Company directly?
Yes. Enterprise Bank and Trust Company reports as a direct lender that takes applications from borrowers. Its website is enterprisebank.com.
Does this page show Enterprise Bank and Trust Company's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Enterprise Bank and Trust Company treats applications, then get a rate quote from the lender.