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investment property lenders · HMDA 2023–2025

Investment property lenders in Middlesex County, Massachusetts

Fat Boy Data analyzed investment property mortgage activity in Middlesex County, Massachusetts, home to Cambridge, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,730 applications were decided by 292 lenders between 2023 and 2025.

Middlesex County at a glance

292Active lenders66 with 20+ decisions
89.8%Market approval rate4,249 of 4,730 decided
$555KTypical loanmedian lender, $10K brackets
97%Borrower take-up4,129 loans funded

How Middlesex County compares

Approval rate compared
Middlesex County89.8%Massachusetts89.4%All 616 counties87.5%
Typical loan compared
Middlesex County$555KMassachusetts$475KAll 616 counties$255K

What the data shows

Leader Bank, National Association made the most investment property mortgages in Middlesex County, MA, 274 of them.

The Village Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 164.

The typical investment property mortgage here is $555K, 17% larger than the Massachusetts typical of $475K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 55% approved of 42One lender: 63% approved of 46One lender: 65% approved of 31One lender: 72% approved of 32One lender: 73% approved of 30One lender: 74% approved of 54One lender: 75% approved of 24One lender: 78% approved of 50One lender: 79% approved of 108One lender: 79% approved of 38One lender: 80% approved of 25One lender: 81% approved of 32One lender: 82% approved of 38One lender: 82% approved of 28One lender: 83% approved of 41One lender: 83% approved of 24One lender: 84% approved of 147One lender: 84% approved of 25One lender: 85% approved of 26One lender: 85% approved of 26One lender: 86% approved of 35One lender: 86% approved of 93One lender: 87% approved of 39One lender: 88% approved of 91One lender: 88% approved of 25One lender: 88% approved of 34One lender: 88% approved of 43One lender: 89% approved of 56One lender: 89% approved of 28One lender: 91% approved of 77One lender: 91% approved of 46One lender: 92% approved of 130One lender: 93% approved of 27Crosscountry Mortgage, LLC: 93% approved of 154One lender: 94% approved of 31One lender: 94% approved of 31One lender: 94% approved of 48Guaranteed Rate, Inc.: 94% approved of 183One lender: 94% approved of 35One lender: 95% approved of 37One lender: 96% approved of 25One lender: 96% approved of 27One lender: 96% approved of 55Leader Bank, National Association: 97% approved of 290One lender: 97% approved of 68One lender: 97% approved of 35One lender: 98% approved of 45One lender: 98% approved of 49One lender: 98% approved of 52One lender: 98% approved of 110One lender: 98% approved of 59One lender: 98% approved of 65Enterprise Bank and Trust Company: 99% approved of 159The Village Bank: 100% approved of 164One lender: 100% approved of 136One lender: 100% approved of 60One lender: 100% approved of 39One lender: 100% approved of 36One lender: 100% approved of 28One lender: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Middlesex County

LenderApprovalApprovedTaken upTypical loanLoans made
1Leader Bank, National Association97%281 / 29098%$555K274
2Guaranteed Rate, Inc.94%172 / 183100%$515K172
3The Village Bank100%164 / 164100%$1.69M164
4Enterprise Bank and Trust Company99%158 / 15997%$525K153
5Crosscountry Mortgage, LLC93%143 / 15499%$485K141

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 287 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Middlesex County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Nearest office and distance
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