Lender profile · HMDA 2023–2025
Enterprise Bank & Trust mortgage approval rates & lending data
Enterprise Bank & Trust decided 557 mortgage applications and funded 388 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 79% | 128 / 162 | 95% | $255K | 122 |
| Home improvement loans | 51% | 31 / 61 | 74% | $35K | 23 |
| Refinance | 62% | 25 / 40 | 100% | $275K | 25 |
| Investment property purchase | 86% | 147 / 171 | 90% | $165K | 132 |
| Investment refinance | 83% | 53 / 64 | 83% | $405K | 44 |
| Investment home improvement | 73% | 22 / 30 | 95% | $185K | 21 |
Enterprise Bank & Trust lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 79% | $165K | 330 | 234 |
| Kansas | 56% | $265K | 94 | 48 |
| New Mexico | 84% | $355K | 68 | 51 |
| California | 92% | $2.33M | 24 | 21 |
| Arizona | 77% | $375K | 13 | 9 |
| Florida | 100% | $1.12M | 7 | 7 |
| Colorado | 100% | $375K | 6 | 6 |
| Illinois | 80% | $165K | 5 | 4 |
| Texas | 100% | $245K | 3 | 3 |
| Massachusetts | 50% | $615K | 2 | 1 |
| Nevada | 100% | $755K | 1 | 1 |
| Ohio | 100% | $155K | 1 | 1 |
| Tennessee | 100% | $295K | 1 | 1 |
| Utah | 100% | — | 1 | 0 |
| Washington | 100% | $625K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.