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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Santa Fe County, New Mexico

Fat Boy Data analyzed home purchase mortgage activity in Santa Fe County, New Mexico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,241 applications were decided by 230 lenders between 2023 and 2025.

Santa Fe County at a glance

230Active lenders47 with 20+ decisions
79.2%Market approval rate4,152 of 5,241 decided
$385KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,923 loans funded

How Santa Fe County compares

Approval rate compared
Santa Fe County79.2%New Mexico83.4%All 616 counties87.6%
Typical loan compared
Santa Fe County$385KNew Mexico$275KAll 616 counties$335K

What the data shows

Waterstone Mortgage Corporation made the most home purchase mortgages in Santa Fe County, NM, 354 of them.

Nations Lending Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 177.

The typical home purchase mortgage here is $385K, 40% larger than the New Mexico typical of $275K.

Approval rate of all 47 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 26One lender: 17% approved of 13421St Mortgage Corporation: 25% approved of 703One lender: 38% approved of 26One lender: 50% approved of 20One lender: 61% approved of 59One lender: 68% approved of 22One lender: 70% approved of 46One lender: 71% approved of 42One lender: 75% approved of 110One lender: 80% approved of 25One lender: 80% approved of 20One lender: 81% approved of 26One lender: 86% approved of 136One lender: 87% approved of 77One lender: 88% approved of 145One lender: 88% approved of 34Pulte Mortgage LLC: 88% approved of 207One lender: 89% approved of 27One lender: 90% approved of 87One lender: 90% approved of 20United Wholesale Mortgage, LLC: 90% approved of 227One lender: 91% approved of 57One lender: 92% approved of 73One lender: 92% approved of 74One lender: 92% approved of 52One lender: 93% approved of 84One lender: 93% approved of 116One lender: 93% approved of 166One lender: 94% approved of 31One lender: 94% approved of 136One lender: 95% approved of 38One lender: 95% approved of 117One lender: 95% approved of 59One lender: 96% approved of 73Waterstone Mortgage Corporation: 96% approved of 374One lender: 96% approved of 26One lender: 97% approved of 68One lender: 98% approved of 183Guild Mortgage Company LLC: 100% approved of 223One lender: 100% approved of 177One lender: 100% approved of 49One lender: 100% approved of 37One lender: 100% approved of 35One lender: 100% approved of 28One lender: 100% approved of 26One lender: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Santa Fe County

LenderApprovalApprovedTaken upTypical loanLoans made
121St Mortgage Corporation25%177 / 70389%$145K157
2Waterstone Mortgage Corporation96%359 / 37499%$355K354
3United Wholesale Mortgage, LLCBroker only90%205 / 227100%$415K204
4Guild Mortgage Company LLC100%222 / 22386%$325K192
5Pulte Mortgage LLC88%183 / 20799%$515K182

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 225 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Santa Fe County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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