Evergreen Federal Bank mortgage approval rate & lending review
Evergreen Federal Bank decided 296 mortgage applications and funded 286 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Evergreen Federal Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Evergreen Federal Bank at a glance
Approval is 9.9 points above the 86.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 25 / 30 | 100% | $555K | 25 |
| Investment property purchase | 98% | 245 / 250 | 100% | $255K | 245 |
Evergreen Federal Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oregon | 97% | $255K | 296 | 286 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Evergreen Federal Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Jackson County, OR | Investment property purchase | 98% | 250 | 245 |
| Jackson County, OR | Mortgage lenders | 83% | 30 | 25 |
The county markets where Evergreen Federal Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Evergreen Federal Bank
What is Evergreen Federal Bank's mortgage approval rate?
Evergreen Federal Bank approved 96.6% of the 296 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.9 points above the 86.7% national rate for the same mix of loan types.
How often do borrowers take the loan Evergreen Federal Bank offers?
Borrowers accepted 100% of the loans Evergreen Federal Bank approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Evergreen Federal Bank make?
The typical investment property mortgage loan Evergreen Federal Bank made was $255K; across all loan types its typical loan ran from $255K to $555K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Evergreen Federal Bank lend?
Evergreen Federal Bank decided applications in 1 of the states Fat Boy Data covers, most of them in Oregon.
Can I apply to Evergreen Federal Bank directly?
Yes. Evergreen Federal Bank is a bank or credit union with 6 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Evergreen Federal Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Evergreen Federal Bank treats applications, then get a rate quote from the lender.