Lender profile · HMDA 2023–2025
Selco Community mortgage approval rates & lending data
Selco Community decided 3,366 mortgage applications and funded 2,307 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 426 / 499 | 97% | $295K | 413 |
| Home improvement loans | 74% | 1,659 / 2,249 | 90% | $65K | 1,495 |
| Refinance | 77% | 348 / 450 | 90% | $115K | 314 |
| Investment property purchase | 56% | 24 / 43 | 100% | $205K | 24 |
| Investment refinance | 91% | 30 / 33 | 100% | $175K | 30 |
| Investment home improvement | 39% | 34 / 88 | 79% | $85K | 27 |
Selco Community lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oregon | 75% | $65K | 3,333 | 2,289 |
| Washington | 64% | $65K | 33 | 18 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.