Directors Mortgage, Inc. mortgage approval rate & lending review
Directors Mortgage, Inc. decided 3,790 mortgage applications and funded 2,993 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Directors Mortgage, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to directorsmortgage.com.
Directors Mortgage, Inc. at a glance
Approval is 9.9 points above the 85.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 2,927 / 3,043 | 84% | $375K | 2,465 |
| Cash-out refinance | 84% | 190 / 227 | 70% | $255K | 133 |
| Refinance | 93% | 187 / 201 | 79% | $365K | 148 |
| Investment property purchase | 97% | 190 / 195 | 79% | $325K | 151 |
| Investment cash-out refinance | 99% | 84 / 85 | 83% | $345K | 70 |
| Investment refinance | 90% | 35 / 39 | 74% | $335K | 26 |
Directors Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oregon | 95% | $405K | 1,851 | 1,420 |
| New Mexico | 94% | $265K | 893 | 705 |
| Washington | 97% | $485K | 790 | 684 |
| Arizona | 91% | $375K | 134 | 93 |
| California | 98% | $385K | 101 | 73 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Directors Mortgage, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Bernalillo County, NM | Mortgage lenders | 95% | 569 | 449 |
| Lane County, OR | Mortgage lenders | 97% | 435 | 355 |
| Multnomah County, OR | Mortgage lenders | 97% | 310 | 247 |
| Washington County, OR | Mortgage lenders | 95% | 230 | 178 |
| Clackamas County, OR | Mortgage lenders | 94% | 210 | 154 |
| Sandoval County, NM | Mortgage lenders | 92% | 133 | 110 |
| Snohomish County, WA | Mortgage lenders | 97% | 115 | 106 |
| Douglas County, OR | Mortgage lenders | 97% | 88 | 65 |
| Clark County, WA | Mortgage lenders | 99% | 83 | 65 |
| Marion County, OR | Mortgage lenders | 100% | 62 | 54 |
| Santa Fe County, NM | Mortgage lenders | 100% | 49 | 41 |
| Linn County, OR | Mortgage lenders | 95% | 56 | 41 |
The county markets where Directors Mortgage, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Directors Mortgage, Inc.
What is Directors Mortgage, Inc.'s mortgage approval rate?
Directors Mortgage, Inc. approved 95.3% of the 3,790 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.9 points above the 85.4% national rate for the same mix of loan types.
How often do borrowers take the loan Directors Mortgage, Inc. offers?
Borrowers accepted 83% of the loans Directors Mortgage, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Directors Mortgage, Inc. make?
The typical home purchase mortgage loan Directors Mortgage, Inc. made was $375K; across all loan types its typical loan ran from $255K to $375K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Directors Mortgage, Inc. lend?
Directors Mortgage, Inc. decided applications in 9 of the states Fat Boy Data covers, most of them in Oregon, New Mexico and Washington.
Can I apply to Directors Mortgage, Inc. directly?
Yes. Directors Mortgage, Inc. reports as a direct lender that takes applications from borrowers. Its website is directorsmortgage.com.
Does this page show Directors Mortgage, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Directors Mortgage, Inc. treats applications, then get a rate quote from the lender.