Lender profile · HMDA 2023–2025
Directors Mortgage, Inc. mortgage approval rates & lending data
Directors Mortgage, Inc. decided 3,790 mortgage applications and funded 2,993 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 2,927 / 3,043 | 84% | $375K | 2,465 |
| Cash-out refinance | 84% | 190 / 227 | 70% | $255K | 133 |
| Refinance | 93% | 187 / 201 | 79% | $365K | 148 |
| Investment property purchase | 97% | 190 / 195 | 79% | $325K | 151 |
| Investment cash-out refinance | 99% | 84 / 85 | 83% | $345K | 70 |
| Investment refinance | 90% | 35 / 39 | 74% | $335K | 26 |
Directors Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oregon | 95% | $405K | 1,851 | 1,420 |
| New Mexico | 94% | $265K | 893 | 705 |
| Washington | 97% | $485K | 790 | 684 |
| Arizona | 91% | $375K | 134 | 93 |
| California | 98% | $385K | 101 | 73 |
| Idaho | 100% | $445K | 11 | 10 |
| Colorado | 100% | $375K | 6 | 5 |
| Montana | 100% | $265K | 3 | 2 |
| Alaska | 100% | $475K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.