Ez Fundings Inc. mortgage approval rate & lending review
Ez Fundings Inc. decided 1,103 mortgage applications and funded 1,092 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Ez Fundings Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to ezfundings.com.
Ez Fundings Inc. at a glance
Approval is 13.4 points above the 85.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 887 / 892 | 100% | $505K | 886 |
| Cash-out refinance | 95% | 35 / 37 | 94% | $405K | 33 |
| Refinance | 100% | 84 / 84 | 100% | $555K | 84 |
| Investment property purchase | 99% | 70 / 71 | 100% | $445K | 70 |
Ez Fundings Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 99% | $505K | 1,048 | 1,039 |
| Michigan | 100% | $305K | 24 | 24 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Ez Fundings Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| San Bernardino County, CA | Mortgage lenders | 99% | 303 | 299 |
The county markets where Ez Fundings Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Ez Fundings Inc.
What is Ez Fundings Inc.'s mortgage approval rate?
Ez Fundings Inc. approved 99.3% of the 1,103 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.4 points above the 85.9% national rate for the same mix of loan types.
How often do borrowers take the loan Ez Fundings Inc. offers?
Borrowers accepted 100% of the loans Ez Fundings Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Ez Fundings Inc. make?
The typical home purchase mortgage loan Ez Fundings Inc. made was $505K; across all loan types its typical loan ran from $405K to $555K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Ez Fundings Inc. lend?
Ez Fundings Inc. decided applications in 11 of the states Fat Boy Data covers, most of them in California, Michigan and Texas.
Can I apply to Ez Fundings Inc. directly?
Yes. Ez Fundings Inc. reports as a direct lender that takes applications from borrowers. Its website is ezfundings.com.
Does this page show Ez Fundings Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Ez Fundings Inc. treats applications, then get a rate quote from the lender.