Lender profile · HMDA 2023–2025
Ez Fundings Inc. mortgage approval rates & lending data
Ez Fundings Inc. decided 1,103 mortgage applications and funded 1,092 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 887 / 892 | 100% | $505K | 886 |
| Cash-out refinance | 95% | 35 / 37 | 94% | $405K | 33 |
| Refinance | 100% | 84 / 84 | 100% | $555K | 84 |
| Investment property purchase | 99% | 70 / 71 | 100% | $445K | 70 |
Ez Fundings Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 99% | $505K | 1,048 | 1,039 |
| Michigan | 100% | $305K | 24 | 24 |
| Texas | 100% | $345K | 13 | 13 |
| Florida | 88% | $355K | 8 | 7 |
| Ohio | 100% | $335K | 4 | 3 |
| Colorado | 100% | $535K | 1 | 1 |
| Indiana | 100% | $295K | 1 | 1 |
| Kentucky | 100% | $105K | 1 | 1 |
| South Carolina | 100% | $185K | 1 | 1 |
| Tennessee | 100% | $115K | 1 | 1 |
| Washington | 100% | $675K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.