Fairfield Federal Savings and Loan Association of Lancaster mortgage approval rate & lending review
Fairfield Federal Savings and Loan Association of Lancaster decided 315 mortgage applications and funded 229 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Fairfield Federal Savings and Loan Association of Lancaster reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Fairfield Federal Savings and Loan Association of Lancaster at a glance
Approval is 5.6 points above the 83.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 153 / 163 | 72% | $305K | 110 |
| Refinance | 80% | 66 / 82 | 95% | $95K | 63 |
| Investment property purchase | 95% | 42 / 44 | 86% | $155K | 36 |
| Investment refinance | 81% | 21 / 26 | 95% | $155K | 20 |
Fairfield Federal Savings and Loan Association of Lancaster lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 90% | $155K | 315 | 229 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Fairfield Federal Savings and Loan Association of Lancaster lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Fairfield County, OH | Mortgage lenders | 96% | 139 | 95 |
| Fairfield County, OH | Refinance | 84% | 70 | 56 |
| Fairfield County, OH | Investment property purchase | 97% | 32 | 25 |
The county markets where Fairfield Federal Savings and Loan Association of Lancaster made the most loans. Each link opens that market with every lender ranked.
Questions about Fairfield Federal Savings and Loan Association of Lancaster
What is Fairfield Federal Savings and Loan Association of Lancaster's mortgage approval rate?
Fairfield Federal Savings and Loan Association of Lancaster approved 89.5% of the 315 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 5.6 points above the 83.9% national rate for the same mix of loan types.
How often do borrowers take the loan Fairfield Federal Savings and Loan Association of Lancaster offers?
Borrowers accepted 81% of the loans Fairfield Federal Savings and Loan Association of Lancaster approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Fairfield Federal Savings and Loan Association of Lancaster make?
The typical home purchase mortgage loan Fairfield Federal Savings and Loan Association of Lancaster made was $305K; across all loan types its typical loan ran from $95K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Fairfield Federal Savings and Loan Association of Lancaster lend?
Fairfield Federal Savings and Loan Association of Lancaster decided applications in 1 of the states Fat Boy Data covers, most of them in Ohio.
Can I apply to Fairfield Federal Savings and Loan Association of Lancaster directly?
Yes. Fairfield Federal Savings and Loan Association of Lancaster is a bank or credit union with 3 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Fairfield Federal Savings and Loan Association of Lancaster's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Fairfield Federal Savings and Loan Association of Lancaster treats applications, then get a rate quote from the lender.