Home›Ohio›Fairfield County›Refinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Fairfield County, Ohio

Fat Boy Data analyzed mortgage refinance activity in Fairfield County, Ohio, home to Lancaster, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,178 applications were decided by 167 lenders between 2023 and 2025.

Fairfield County at a glance

167Active lenders23 with 20+ decisions
75.6%Market approval rate1,646 of 2,178 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,557 loans funded

How Fairfield County compares

Approval rate compared
Fairfield County75.6%Ohio76.9%All 616 counties76.5%
Typical loan compared
Fairfield County$125KOhio$105KAll 616 counties$295K

What the data shows

The Park National Bank made the most mortgage refinances in Fairfield County, OH, 144 of them.

Nfm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

The typical mortgage refinance here is $125K, 19% larger than the Ohio typical of $105K.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%One lender: 27% approved of 44One lender: 55% approved of 71One lender: 56% approved of 25One lender: 65% approved of 31The Huntington National Bank: 66% approved of 180One lender: 66% approved of 90One lender: 75% approved of 28Kemba Financial Credit Union Inc: 76% approved of 127One lender: 76% approved of 105The Park National Bank: 78% approved of 184Fifth Third Bank, National Association: 78% approved of 144One lender: 79% approved of 24One lender: 79% approved of 101PNC Bank, National Association: 80% approved of 110One lender: 82% approved of 28One lender: 84% approved of 106One lender: 84% approved of 70One lender: 85% approved of 33One lender: 86% approved of 44One lender: 92% approved of 24One lender: 95% approved of 43One lender: 99% approved of 76One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Fairfield County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Park National Bank78%144 / 184100%$75K144
2The Huntington National Bank66%118 / 18093%$135K110
3Fifth Third Bank, National Association78%113 / 14499%$105K112
4Kemba Financial Credit Union Inc76%96 / 127100%$115K96
5PNC Bank, National Association80%88 / 11094%$105K83

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 162 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Fairfield County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Fairfield County

Other lending data for Fairfield County

Nearby markets