Family Trust Federal Credit Union mortgage approval rate & lending review
Family Trust Federal Credit Union decided 392 mortgage applications and funded 315 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Family Trust Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Family Trust Federal Credit Union at a glance
Approval is 6.2 points above the 74.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 100 / 113 | 100% | $235K | 100 |
| Home improvement loans | 77% | 103 / 134 | 100% | $55K | 103 |
| Cash-out refinance | 81% | 48 / 59 | 100% | $145K | 48 |
| Refinance | 76% | 48 / 63 | 100% | $125K | 48 |
Family Trust Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 80% | $125K | 370 | 296 |
| North Carolina | 86% | $145K | 22 | 19 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Family Trust Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| York County, SC | Home improvement loans | 76% | 116 | 88 |
| York County, SC | Mortgage lenders | 84% | 76 | 64 |
| York County, SC | Refinance | 74% | 57 | 42 |
| York County, SC | Cash-out refinance | 80% | 51 | 41 |
The county markets where Family Trust Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Family Trust Federal Credit Union
What is Family Trust Federal Credit Union's mortgage approval rate?
Family Trust Federal Credit Union approved 80.4% of the 392 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.2 points above the 74.2% national rate for the same mix of loan types.
How often do borrowers take the loan Family Trust Federal Credit Union offers?
Borrowers accepted 100% of the loans Family Trust Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Family Trust Federal Credit Union make?
The typical home improvement loan loan Family Trust Federal Credit Union made was $55K; across all loan types its typical loan ran from $55K to $235K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Family Trust Federal Credit Union lend?
Family Trust Federal Credit Union decided applications in 2 of the states Fat Boy Data covers, most of them in South Carolina and North Carolina.
Can I apply to Family Trust Federal Credit Union directly?
Yes. Family Trust Federal Credit Union is a bank or credit union with 8 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Family Trust Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Family Trust Federal Credit Union treats applications, then get a rate quote from the lender.