Lender profile · HMDA 2023–2025
Family Trust Federal Credit Union mortgage approval rates & lending data
Family Trust Federal Credit Union decided 392 mortgage applications and funded 315 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 100 / 113 | 100% | $235K | 100 |
| Home improvement loans | 77% | 103 / 134 | 100% | $55K | 103 |
| Cash-out refinance | 81% | 48 / 59 | 100% | $145K | 48 |
| Refinance | 76% | 48 / 63 | 100% | $125K | 48 |
Family Trust Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 80% | $125K | 370 | 296 |
| North Carolina | 86% | $145K | 22 | 19 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.