refinance lenders · HMDA 2023–2025

Refinance lenders in York County, South Carolina

Fat Boy Data analyzed mortgage refinance activity in York County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,176 applications were decided by 219 lenders between 2023 and 2025.

York County at a glance

219Active lenders33 with 20+ decisions
79.2%Market approval rate2,517 of 3,176 decided
$335KTypical loanmedian lender, $10K brackets
92%Borrower take-up2,322 loans funded

How York County compares

Approval rate compared
York County79.2%South Carolina77.9%All 616 counties76.5%
Typical loan compared
York County$335KSouth Carolina$285KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in York County, SC, 229 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 72.

The typical mortgage refinance here is $335K, 18% larger than the South Carolina typical of $285K.

Approval rate of all 33 lenders with 20+ decisions here
0%25%50%75%100%Spring Eq, LLC: 37% approved of 27Discover Bank: 42% approved of 79Lakeview Loan Servicing, LLC: 57% approved of 117Mortgage Research Center, LLC: 64% approved of 61Truist Bank: 65% approved of 68Sharonview Federal Credit Union: 65% approved of 23Truliant Federal Credit Union: 65% approved of 49Bank of York: 69% approved of 29Founders Federal Credit Union: 71% approved of 75PNC Bank, National Association: 71% approved of 58Loandepot.Com, LLC: 71% approved of 31Newrez LLC: 73% approved of 44Citizens Bank, National Association: 74% approved of 34Family Trust Federal Credit Union: 74% approved of 57First-Citizens Bank & Trust Company: 74% approved of 140State Employees': 75% approved of 55Royal United Mortgage LLC: 76% approved of 25Bank of America, National Association: 77% approved of 138First National Bank of Pennsylvania: 78% approved of 36Wells Fargo Bank, National Association: 78% approved of 32United Bank: 80% approved of 20Rocket Mortgage, LLC: 82% approved of 293SouthState Bank, National Association: 84% approved of 95Mutual of Omaha Mortgage, Inc.: 85% approved of 27TD Bank, National Association: 87% approved of 23Village Capital & Investment LLC: 88% approved of 52United Wholesale Mortgage, LLC: 92% approved of 370Freedom Mortgage Corporation: 93% approved of 141Pennymac Loan Services, LLC: 95% approved of 82Movement Mortgage, LLC: 100% approved of 72Nationstar Mortgage LLC: 100% approved of 21University Bank: 100% approved of 21Crosscountry Mortgage, LLC: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in York County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only92%341 / 37096%$405K328
2Rocket Mortgage, LLC82%239 / 29396%$345K229
3Freedom Mortgage Corporation93%131 / 14179%$335K103
4First-Citizens Bank & Trust Company74%104 / 14092%$165K96
5Bank of America, National Association77%106 / 13899%$125K105

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 214 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in York County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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