refinance lenders · HMDA 2023–2025

Refinance lenders in York County, South Carolina

Fat Boy Data analyzed mortgage refinance activity in York County, South Carolina, home to Rock Hill, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,176 applications were decided by 219 lenders between 2023 and 2025.

York County at a glance

219Active lenders33 with 20+ decisions
79.2%Market approval rate2,517 of 3,176 decided
$335KTypical loanmedian lender, $10K brackets
92%Borrower take-up2,322 loans funded

How York County compares

Approval rate compared
York County79.2%South Carolina77.9%All 616 counties76.5%
Typical loan compared
York County$335KSouth Carolina$285KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in York County, SC, 229 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 72.

The typical mortgage refinance here is $335K, 18% larger than the South Carolina typical of $285K.

Approval rate of all 33 lenders with 20+ decisions here
0%25%50%75%100%One lender: 37% approved of 27One lender: 42% approved of 79One lender: 57% approved of 117One lender: 64% approved of 61One lender: 65% approved of 68One lender: 65% approved of 23One lender: 65% approved of 49One lender: 69% approved of 29One lender: 71% approved of 75One lender: 71% approved of 58One lender: 71% approved of 31One lender: 73% approved of 44One lender: 74% approved of 34One lender: 74% approved of 57First-Citizens Bank & Trust Company: 74% approved of 140One lender: 75% approved of 55One lender: 76% approved of 25Bank of America, National Association: 77% approved of 138One lender: 78% approved of 36One lender: 78% approved of 32One lender: 80% approved of 20Rocket Mortgage, LLC: 82% approved of 293One lender: 84% approved of 95One lender: 85% approved of 27One lender: 87% approved of 23One lender: 88% approved of 52United Wholesale Mortgage, LLC: 92% approved of 370Freedom Mortgage Corporation: 93% approved of 141One lender: 95% approved of 82One lender: 100% approved of 72One lender: 100% approved of 21One lender: 100% approved of 21One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in York County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only92%341 / 37096%$405K328
2Rocket Mortgage, LLC82%239 / 29396%$345K229
3Freedom Mortgage Corporation93%131 / 14179%$335K103
4First-Citizens Bank & Trust Company74%104 / 14092%$165K96
5Bank of America, National Association77%106 / 13899%$125K105

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 214 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in York County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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