Lender profile · HMDA 2023–2025
Financial Concepts Mortgage, LLC mortgage approval rates & lending data
Financial Concepts Mortgage, LLC decided 1,073 mortgage applications and funded 1,049 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 949 / 962 | 99% | $225K | 941 |
| Investment property purchase | 100% | 75 / 75 | 99% | $135K | 74 |
Financial Concepts Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oklahoma | 99% | $225K | 1,059 | 1,035 |
| Kansas | 100% | $265K | 7 | 7 |
| Texas | 100% | $395K | 7 | 7 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.