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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Cleveland County, Oklahoma

Fat Boy Data analyzed home purchase mortgage activity in Cleveland County, Oklahoma, home to Norman, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,866 applications were decided by 320 lenders between 2023 and 2025.

Cleveland County at a glance

320Active lenders87 with 20+ decisions
85.0%Market approval rate9,232 of 10,866 decided
$235KTypical loanmedian lender, $10K brackets
95%Borrower take-up8,725 loans funded

How Cleveland County compares

Approval rate compared
Cleveland County85.0%Oklahoma87.9%All 616 counties87.6%
Typical loan compared
Cleveland County$235KOklahoma$245KAll 616 counties$335K

What the data shows

First United Bank and Trust Company made the most home purchase mortgages in Cleveland County, OK, 855 of them.

Luminate Home Loans, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 76.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 10% approved of 79One lender: 21% approved of 178One lender: 27% approved of 8921St Mortgage Corporation: 29% approved of 691One lender: 46% approved of 382One lender: 71% approved of 94One lender: 76% approved of 46One lender: 79% approved of 66One lender: 82% approved of 93One lender: 83% approved of 114One lender: 83% approved of 84One lender: 86% approved of 122One lender: 86% approved of 44One lender: 88% approved of 173One lender: 89% approved of 71One lender: 89% approved of 310One lender: 89% approved of 57One lender: 91% approved of 54One lender: 91% approved of 77One lender: 91% approved of 66One lender: 91% approved of 46One lender: 92% approved of 59One lender: 92% approved of 119One lender: 92% approved of 63Mortgage Research Center, LLC: 92% approved of 399One lender: 93% approved of 67One lender: 93% approved of 175One lender: 93% approved of 244One lender: 93% approved of 261One lender: 94% approved of 47One lender: 94% approved of 47One lender: 95% approved of 39One lender: 95% approved of 40One lender: 95% approved of 43One lender: 96% approved of 45One lender: 96% approved of 187One lender: 96% approved of 208First United Bank and Trust Company: 96% approved of 900One lender: 97% approved of 64One lender: 97% approved of 133One lender: 97% approved of 71Stride Bank, National Association: 97% approved of 395One lender: 97% approved of 156One lender: 98% approved of 42One lender: 98% approved of 44One lender: 98% approved of 45One lender: 98% approved of 100One lender: 98% approved of 50One lender: 98% approved of 54Gateway First Bank: 98% approved of 447One lender: 99% approved of 275One lender: 99% approved of 332One lender: 99% approved of 83One lender: 99% approved of 221One lender: 99% approved of 198One lender: 100% approved of 213One lender: 100% approved of 76One lender: 100% approved of 58One lender: 100% approved of 46One lender: 100% approved of 46

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Cleveland County

LenderApprovalApprovedTaken upTypical loanLoans made
1First United Bank and Trust Company96%868 / 90098%$245K855
221St Mortgage Corporation29%197 / 69194%$75K185
3Gateway First Bank98%440 / 44798%$205K433
4Mortgage Research Center, LLC92%369 / 39999%$255K366
5Stride Bank, National Association97%384 / 39599%$265K382

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 315 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Cleveland County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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